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  CashCall Personal Loans

CashCall Personal Loans

in Personal Loans from CashCall

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CashCall Personal Loans

Unaffiliated

in Personal Loans from CashCall

SuperMoney Net Recommendation Score -78%

SUPERMONEY NET RECOMMENDATION SCORE

-78%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
8 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
APR 35.52% - 139.13%
Loan Amount $2,600 - $25,000
Loan Term (Months) N/A
Number of Reviews 9

CashCall Personal Loans Review

CashCall Personal Loans is offered by CashCall, a direct lender founded in 2003 and based in Irvine, CA. CashCall Personal Loans is available in 5 states across the USA.

Key Takeaways
  • Fast access to cash. In some cases you can get your money within 1 business day.
  • Fair credit accepted. The credit score needed for CashCall Personal Loans is relatively low. Borrowers with a credit score as low as 640 may qualify for CashCall Personal Loans.
  • Hard credit pull required. You can't check your rates or see if you prequalify for CashCall Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
CashCall Personal Loans Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with poor credit.
  • Fast funding.
  • APRs as high as 139.13%.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • CashCall Personal Loans does not report to credit bureaus.
  • Charges a late fee.
  • No co-sign option.
CashCall Personal Loans FAQ

What rates and terms does CashCall Personal Loans offer?

CashCall Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does CashCall Personal Loans offer?

CashCall Personal Loans offers a personal loan product that ranges from 35.52% APR up to 139.13% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via CashCall Personal Loans?

Loan amounts start at $2,600 and go up to $25,000

CashCall Personal Loans Rates & Terms
Loan Amount $2600 - $25000
Loan Term N/A
APR 35.52% - 139.13%

What fees does CashCall Personal Loans charge?

Does CashCall Personal Loans charge an origination fee?

CashCall Personal Loans may charge a loan origination fee.

Does CashCall Personal Loans charge a late fee?

Yes, CashCall Personal Loans may charge borrowers a late payment fee.

Does CashCall Personal Loans charge prepayment fees?

No, CashCall Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

CashCall Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for CashCall Personal Loans?

Applicants with a credit score of at least 640 and up to 850 are eligible for CashCall Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

CashCall Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the CashCall Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
CashCall Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 640 - 850

    What is the estimated funding time for a personal loan via CashCall Personal Loans?

    CashCall Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Availability

      Available in 5 states
    • Arizona
    • California
    • Idaho
    • Missouri
    • Utah

    Feature Breakdown

    No Prepayment Fee  
    Immigration Status Considered U.S. Permanent Resident
    Joint Loan Applications Accepted Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Verification Documents Required
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    Credit Score Range 640 - 850
    Loan Amount $2,600 - $25,000
    APR 35.52% - 139.13%

    CashCall Personal Loans Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    -78%

    -100% 0% +100%
    No one recommends Everyone recommends

    Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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