Chase Bank can trace its roots all the way back to 1877 when John Thompson formed Chase National Bank. Chase has more than 5,100 branches nationwide and operates in more than 100 countries. It is currently the largest bank in the U.S. by total assets, meaning it has the leverage to offer competitive loan rates.
What may surprise you though is that Chase Bank does not provide personal loans to its clients.
Chase is by no means the exception when it comes to big bangs bailing out on personal loans. Only Citibank and Wells Fargo offer personal loans and personal lines of credit among the five largest banks in the United States.
Chase doesn't offer signature loans but other banks do. What rates and terms can you expect?
Credit unions provide more flexible options to borrowers than big banks like Chase. Eligibility requirements are typically laxer and you can qualify for lower rates.
Typical rates and terms for credit unions
Online lenders provide the most flexibility to borrowers, and if your credit is good you can qualify for the lowest rates available.
SuperMoney's loan offer engine allows you to compare the rates of leading lenders without hurting your credit.
Typical rates and terms for online lenders
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