Chase Bank is based in Wilmington, DE. The company was founded in 1979 and offers personal loans to borrowers in 47 states.
Chase Bank offers personal loans with APRs starting at 3.88% and up to 6.26%.
Yes, Chase Bank charges a loan origination fee .
Yes, Chase Bank charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Loan amounts start at $50000 and go up to $500000
Chase Bank only considers applicants who have a credit score of at least 700 to apply.
Active duty servicemembers and covered dependents can also apply for a Chase Bank loan. High interest loans are not available to members of the armed forces because the The Military Lending Act prohibits lenders from charging them more than a 36% APR.
To qualify, applicants must provide the following documentation:
- Driver license
- Proof of citizenship or residence permit
- Recent pay stubs
- Recent bank statements
You must have a job to qualify for a loan.
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