Where does Chase Bank do business?

Chase Bank is based in Wilmington, DE. The company was founded in 1979 and offers personal loans to borrowers in 47 states.

What are Chase Bank’s rates?

Chase Bank offers personal loans with APRs starting at 3.88% and up to 6.26%.

Does Chase Bank charge an origination fee?

Yes, Chase Bank charges a loan origination fee .

Does Chase Bank charge prepayment penalties?

Yes, Chase Bank charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow from Chase Bank?

Loan amounts start at $50000 and go up to $500000

What is Chase Bank’s eligibility criteria?

Chase Bank only considers applicants who have a credit score of at least 700 to apply.

Active duty servicemembers and covered dependents can also apply for a Chase Bank loan. High interest loans are not available to members of the armed forces because the The Military Lending Act prohibits lenders from charging them more than a 36% APR.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

- Recent pay stubs

- Recent bank statements

You must have a job to qualify for a loan. 

What is the estimated funding time for a Chase Bank personal loan?


  • Loan Amount
    $50000 - $500000
  • Payment Options
  • APR
    3.88% - 6.26%
  • Credit Score Range
    700 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
  • Verification Documents Required?
    • Recent bank statements
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
  • Joint Loans Available
  • Funding Time
    1-7 days
  • Credit Bureau Reporting
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