Where does Chorus Credit do business?

Chorus Credit is a direct lender based in Chicago, IL. It was founded in 2017 and offers access to personal loans in 1 state across the USA..

Does Chorus Credit charge an origination fee?

No, Chorus Credit does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees. 

Does Chorus Credit charge a late fee?

Yes, Chorus Credit may charge borrowers a late payment fee.

Does Chorus Credit charge prepayment fees?

No, Chorus Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Chorus Credit?

Loan amounts start at $2,500 and go up to $10,000.

What do you need to qualify for a loan with Chorus Credit?

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Chorus Credit. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income
  • What is the estimated funding time for a personal loan via Chorus Credit?

    Chorus Credit will typically provide a credit approval decision in less than an hour and fund the loan within 1 and 2 days.

    Does Chorus Credit report loan payments to credit bureaus?

    Chorus Credit reports credit data to the following credit reporting agencies:

    • Experian
    • Transunion

    • Institution Type
      Direct Lender
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Verification Documents Required?
      • Proof of Income
      • Recent Pay Stubs
      • Proof of citizenship/residence
    • No Origination Fee
    • No Prepayment Fee
    • Funding Time Range (in days)
      1 - 2
    • Credit Bureau Reporting
      • Experian
      • TransUnion
    • Loan Amount
      $2500 - $10000
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