Chorus Credit

in Personal Loans from Chorus Credit

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Chorus Credit


in Personal Loans from Chorus Credit

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Loan Amount $2,500 - $10,000
APR 35.9%
Loan Term (Months) 24 - 60


Where does Chorus Credit do business?

Chorus Credit is a direct lender based in Chicago, IL. Founded in 2017, Chorus Credit offers access to personal loans in 1 state across the USA.

What rates and terms does Chorus Credit offer?

Chorus Credit has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Chorus Credit offer?

Chorus Credit offers a fixed APR personal loan product of 35.9%

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Chorus Credit?

Loan amounts start at $2,500 and go up to $10,000.

What can a personal loan from Chorus Credit be used for?

Personal loans from Chorus Credit are typically used for special purchases, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Chorus Credit?

Chorus Credit offers personal loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Chorus Credit Rates & Terms
Loan Amount $2500 - $10000
Loan Term 24 - 60 months
APR 35.9%

What fees does Chorus Credit charge?

Does Chorus Credit charge an origination fee?

Chorus Credit does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Chorus Credit charge a late fee?

Yes, Chorus Credit may charge borrowers a late payment fee

Does Chorus Credit charge prepayment fees?

No, Chorus Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Chorus Credit Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for a loan with Chorus Credit?

Applicants with a credit score of at least 500 can apply for a loan via Chorus Credit . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Chorus Credit only considers borrowers who are employed.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Chorus Credit. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.

Chorus Credit Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Joint Applications Accepted? No
Credit Score 500 - 700

What is the estimated funding time for a personal loan via Chorus Credit?

Chorus Credit will typically provide a credit approval decision in less than an hour and fund the loan within 2 days.

Does Chorus Credit report loan payments to credit bureaus?

Chorus Credit may report credit data to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
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  • Headquarters
  •   180 N Upper Wacker Dr, Suite 300
    Chicago, IL 60606 USA
  •   Visit Site

About Chorus Credit


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  Available in 1 state
Availabile in all of California

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Minimum Age 18
Credit Score Range 500 - 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Loan Amount $2.5K - $10K
Loan Term (Months) 24 - 60
APR (Fixed APR) 35.9%

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