Citizens National Bank of Cheboygan Personal Loans Review

Citizens National Bank of Cheboygan Personal Loans is offered by Citizens National Bank of Cheboygan, a bank founded in 1931 and based in Cheboygan, MI. Citizens National Bank of Cheboygan Personal Loans is available in 1 state across the USA.

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• Hard credit pull required. You can't check your rates or see if you prequalify for Citizens National Bank of Cheboygan Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Citizens National Bank of Cheboygan Personal Loans early.

Pros	Cons
Considers applicants with fair credit.	Charges an origination fee. Do not offer pre-approval with soft credit pull. Charges prepayment fees. Charges a late fee.

What interest rates and personal loan terms does cnbismybank offer?

cnbismybank has lower interest rates than the average for lenders reviewed on SuperMoney.

What fees does cnbismybank charge?

What do you need to qualify for Citizens National Bank of Cheboygan Personal Loans?

Applicants with a credit score of at least 600 and up to 840 may be eligible for Citizens National Bank of Cheboygan Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Citizens National Bank of Cheboygan Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Citizens National Bank of Cheboygan Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Citizens National Bank of Cheboygan Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Citizens National Bank of Cheboygan Personal Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Driver's license
• Government issued photo ID
• Proof of identity

cnbismybank Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Credit Score	600 - 840

Does Citizens National Bank of Cheboygan Personal Loans report your account activity to credit bureaus?

Yes, Citizens National Bank of Cheboygan Personal Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.