Commercial Banking Company is a Georgia thrift bank with branches in Valdosta, Moultrie, Hahira and Tifton. It was founded in 1929 as a state bank in Hahira, Georgia but changed to a thrift charter in 1995, when it was purchased by Langdale Industries.

CBC has $216 million in assets and has 58 employees. As well as accepting deposits and providing personal, residential and commercial loans, Commercial Banking Company has an Investment Centre that offers investment and insurance services to clients.

How Does Commercial Banking Company Work?

To apply for a personal loan with Commercial Banking Company you must either call or visit one of its branches. There is no online application and all loans must be signed at one of their branches. Interest rates on personal loans are very competitive but you must have good to excellent credit. If your credit score is below 650, you will need to provide some type of collateral.

What Are Commercial Banking Company's Interest Rates?

Interest rates vary depending on the purpose of the loan and creditworthiness, but a typical interest rate for a $10,000 loan with a 36-month term for someone with good credit is 5.75%.

How Much Money Can I Borrow From Commercial Banking Company?

The minimum loan amount is $1,000 and there is no set maximum. The maximum term is 36 months. If you borrowed $10,000 at 5.75% with a 36-month term, your monthly payments would be $303.09. The same loan at 10.64%, the average rate for personal loans, would cost you $325.68.

What Is Commercial Banking Company's Application Process Like?

The application process must be filled in over the phone or at one of the branches. If you have all the documentation and your credit checks out, you should have a response within 48 hours.

How Is Commercial Banking Company Better Than Other Lenders?

Commercial Banking Company is a small regional bank that offers personalized customer care and excellent rates on personal loans that few national lenders can compete with. If you're shopping for interest rates on personal loans, have good credit and you live within its service area, CBC should on your list of potential loan providers.

  • Loan Amount
    $1000 - $
  • Max Loan Term (Months)
  • Lend to military?
  • Institution Type
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