Fast 5k Loans

Fast 5k Loans Review

Fast 5k Loans is offered by Sincerely, LLC, a financial services company founded in 2014 and based in Boca Raton, FL. Fast 5k Loans is available in 50 states (and Washington, DC).

.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Fast 5k Loans early.
• Short loan terms. Fast 5k Loans have loan terms as short as 2 months.
• Super long loan terms. Fast 5k Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
• Minimum income of $0. You will need an annual income of at least $0 to apply for Fast 5k Loans, which is below average for the lenders in our database

What interest rates and personal loan terms does Fast 5k Loans offer?

Fast 5k Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What fees does Fast 5k Loans charge?

What do you need to qualify for Fast 5k Loans?

When it comes to credit scores, Sincerely, LLC doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with Fast 5k Loans, applicants need a minimum annual income of $0 or higher. Fast 5k Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Fast 5k Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Fast 5k Loans. Permanent resident / green card holders are also eligible to apply. Not all companies will work with visa holders. Sincerely, LLC does offer its services to temporary resident visa holders such as F1 or H1B holders. An uncommon feature is for lenders to offer their services to non-residents. Sincerely, LLC is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Fast 5k Loans will consider you for their services.

Is Fast 5k Loans a legit company?

Fast 5k Loans was founded in 2014. It is an established company that has been in business for 8 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.