GreenDayOnline Personal Loan
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| Community Rating |
Rating not yet determined |
| APR | N/A |
| Loan Amount | $100 - $1,000 |
| Loan Term (Months) | N/A |
GreenDayOnline Personal Loan Review
GreenDayOnline Personal Loan is offered by GreenDayOnline, a licensed broker founded in and based in Dallas, TX. GreenDayOnline Personal Loan is available in 44 states (and Washington, DC).
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
- Fast access to funds. In some cases, you can get your money within 1 business day*.
- Small-dollar loans. GreenDayOnline Personal Loan has a maximum loan amount of just $1,000.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your GreenDayOnline Personal Loan early.
GreenDayOnline Personal Loan Pros & Cons
| Pros | Cons |
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GreenDayOnline Personal Loan FAQ
What interest rates and personal loan terms does GreenDayOnline Personal Loan offer?
GreenDayOnline Personal Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does GreenDayOnline Personal Loan offer?
GreenDayOnline Personal Loan offers a variable APR personal loan product but they do not disclose their interest rates.
How much can you borrow via GreenDayOnline Personal Loan?
Business loan amounts start at $100 and go up to $1,000.
| Personal Loan Amount | $100 - $1000 |
| Loan Term | N/A |
| APR | N/A |
What fees does GreenDayOnline Personal Loan charge?
Does GreenDayOnline Personal Loan charge an origination fee?
GreenDayOnline Personal Loan may charge a personal loan origination fee.
Does GreenDayOnline Personal Loan charge a late fee?
No, GreenDayOnline Personal Loan will not charge you a late fee if you miss one of the monthly payments.
Does GreenDayOnline Personal Loan charge prepayment fees?
No, GreenDayOnline Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for GreenDayOnline Personal Loan?
When it comes to credit scores, GreenDayOnline doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
GreenDayOnline Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. GreenDayOnline Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via GreenDayOnline Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by GreenDayOnline Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Recent bank statements
- Driver's license
- Proof of citizenship or residence permit
- U.S. tax identification number
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 850 |
What is the estimated funding time for a personal loan via GreenDayOnline Personal Loan?
GreenDayOnline Personal Loan will typically approve (or deny) a loan application within 24 hours and fund loans within 1 business day of approval.
Does GreenDayOnline Personal Loan report your account activity to credit bureaus?
Yes, GreenDayOnline Personal Loan reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
-
5050 Quorum Drive
Dallas, TX 75254 - (800) 424-2789
- Visit Site
- Email Support
About GreenDayOnline Personal Loan
Availability
- Alaska
- Alabama
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- Ohio
- Oklahoma
- Oregon
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Checking Account Required | |
| Employment Statuses Considered |
|
| Immigration Status Considered |
|
| Joint Loan Applications Accepted |
|
| Military Status |
|
| Minimum Age | 18 |
| Supported Income Types |
|
| Verification Documents Required |
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| Credit Score Range | 300 - 850 |
GreenDayOnline Personal Loan Community Reviews
Would you recommend GreenDayOnline Personal Loan to your friends?
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