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Where does iLoan do business?
iLoan is a direct lender based in Saint Paul, MN. Founded in 1920, iLoan offers access to personal loans in 14 states across the USA.
What are the APRs offered via iLoan?
iLoan has a variable APR that ranges from 11.24% up to 36%.
Does iLoan charge an origination fee?
Yes, iLoan charges a loan origination fee of 0% to 5% of the loan amount. iLoan deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does iLoan charge a late fee?
Yes, iLoan may charge borrowers a late payment fee
Does iLoan charge prepayment fees?
No, iLoan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via iLoan?
Loan amounts start at $2,550 and go up to $25,000.
What do you need to qualify for a loan with iLoan?
Applicants with a credit score of at least 540 can apply for a loan via iLoan . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via iLoan. Their rates fall within the limits of The Military Lending Act.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for a personal loan via iLoan?
iLoan will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
2324 University Ave W Ste 202
Saint Paul, MN 55114 USA
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Message from iLoan
- New Mexico
- South Carolina
- Only Individual Applications
- Active Duty Military
- U.S. Permanent Resident
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)