iLoan personal loans offer competitive fixed rates, no prepayment fees, and loan amounts ranging from $2,550 to $25,000. Its online application only takes five minutes to complete and funds can be available within 24 hours.

iLoan is a brand used by Springleaf Financial Services. Springleaf was founded in 1920 and is still based in Evansville, Indiana, where they opened their first branch in 1930. It now has over 1,800 branches in 44 states. 

How Does iLoans Work?

iLoans provides unsecured personal loans for a wide range of purposes, including auto loans, vacations or debt consolidation. It targets borrowers with fair to good credit who don't qualify for the prime rates offered by traditional and peer-to-peer lenders. If approved, funds are deposited directly into your bank account.

How Much Money Can I Borrow from iLoans?

Personal loans range from $2,550 to $25,000. Loan terms vary from 2-5 years.

What Are iLoan's Rates and Fees?

Rates range from 11.24% APR to 36% APR based on your credit profile.

What Does iLoan's Application Process Like?

iLoan's application process takes five minutes to complete and funds can be deposited within 24 hours. There are no application fees and no prepayment penalties.

How Are iLoan's Personal Loans Better Than Others?

iLoan offers fast loans with reasonable rates and is an option for people with less than perfect credit. Its rates are on par with most credit cards, it provides a viable option for borrowers with fair to good credit looking for a 2-5 year loan.

  • Bank Account Required?
  • Credit Score Range
    540 - 640
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Origination Fee
    Up to 5%
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 7
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Loan Amount
    $2550 - $25000
  • APR
    11.24% - 36%
  • Max Loan Term (Months)
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