Integra Credit Personal Loans
in Personal Loans from Deinde Financial LLC
Would you recommend Integra Credit Personal Loans to your friends?
| Community Rating | Mostly recommended |
| APR (Fixed APR) | 99% - 399% |
| Loan Amount | $500 - $3,000 |
| Loan Term (Months) | 6 - 24 months |
| Number of Reviews | 11 |
Integra Credit Personal Loans Review
Integra Credit Personal Loans is offered by Deinde Financial LLC, a nonbank financial services provider founded in 2014 and based in Chicago, IL. Integra Credit Personal Loans is available in 8 states across the USA.
- APRs starting at 99%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Integra Credit Personal Loans are on the higher end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Prequalifed rate. You can check your prequalified rate at Deinde Financial LLC with a soft pull that will not affect your credit score.
- No origination fee. Integra Credit Personal Loans does not charge a loan origination fee.
- Short loan terms. Integra Credit Personal Loans offers loan terms as short as 6 months. Most personal loans have a minimum term of 12 to 36 months.
- Minimum income of $24,000. You will need an annual income of at least $24,000 to apply for Integra Credit Personal Loans, which is above average for the lenders in our database.
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What rates and terms does Integra Credit Personal Loans offer?
Integra Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Integra Credit Personal Loans offer?
Integra Credit Personal Loans offers a fixed APR personal loan product that ranges from 99% APR up to 399% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Integra Credit Personal Loans?
Loan amounts start at $500 and go up to $3,000
What can a personal loan from Integra Credit Personal Loans be used for?
Personal loans from Integra Credit Personal Loans are typically used for special purchases, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Integra Credit Personal Loans?
Integra Credit Personal Loans offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $500 - $3000 |
| Loan Term | 6 - 24 months |
| APR | 99% - 399% |
What fees does Integra Credit Personal Loans charge?
Does Integra Credit Personal Loans charge an origination fee?
Integra Credit Personal Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Integra Credit Personal Loans charge a late fee?
Yes, Integra Credit Personal Loans may charge borrowers a late payment fee of up to $15, which is triggered if you're 10 days late.
Does Integra Credit Personal Loans charge prepayment fees?
No, Integra Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | $10 - $15 |
What do you need to qualify for Integra Credit Personal Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.To qualify for personal loans with Integra Credit Personal Loans, applicants need a minimum annual income of $24,000 or higher. Integra Credit Personal Loans only considers borrowers who are employed and meet the minimum income requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Integra Credit Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Integra Credit Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 700 |
What is the estimated funding time for a personal loan via Integra Credit Personal Loans?
Integra Credit Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 1 business day.
Does Integra Credit Personal Loans report your account activity to credit bureaus?
Yes, Integra Credit Personal Loans reports your account activity to the following credit reporting agencies:
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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200 W. Jackson Blvd. Suite 500
Chicago, IL 60606 - Visit Site
Other Services by Deinde Financial LLC
Message From Deinde Financial LLC
Availability
- Alabama
- Delaware
- Idaho
- Mississippi
- Missouri
- New Mexico
- Utah
- Wisconsin
Feature Breakdown
| No Origination Fee | |
| No Prepayment Fee | |
| Late Fee Amount | $10 - $15 |
| Late Fee Grace Period | 10 days |
Integra Credit Personal Loans Community Reviews
Would you recommend Integra Credit Personal Loans to your friends?
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