Kikoff Credit Builder Loan

Kikoff Credit Builder Loan Review

Kikoff Credit Builder Loan is offered by Kikoff, a financial services company founded in 2019 and based in San Franciso, CA. Kikoff Credit Builder are available in 50 states (and Washington, DC).

Key Takeaways

• APRs starting at 0%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Kikoff Credit Builder Loan are on the lower end of the spectrum.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Kikoff Credit Builder Loan early.

Kikoff Credit Builder Pros & Cons

Kikoff Credit Builder FAQ

What interest rates and personal loan terms does Kikoff Credit Builder offer?

Kikoff Credit Builder has lower than average interest rates for lenders reviewed on SuperMoney.

What fees does Kikoff Credit Builder charge?

What do you need to qualify for Kikoff Credit Builder Loan?

Kikoff Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement. Kikoff Credit Builder Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Kikoff Credit Builder Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Kikoff Credit Builder Loan.

Does Kikoff Credit Builder Loan report your account activity to credit bureaus?

Yes, Kikoff Credit Builder Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Are Kikoff Credit Builder Loan legit?

Kikoff Credit Builder Loan was founded in 2019. It is an established company that has been in business for 4 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.