|APR (Fixed APR)||
|Loan Term (Months)||N/A|
Kikoff Credit Builder Loan Review
Kikoff Credit Builder Loan is offered by Kikoff, a financial services company founded in 2019 and based in San Franciso, CA. Kikoff Credit Builder are available in 50 states (and Washington, DC).
- APRs starting at 0%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Kikoff Credit Builder Loan are on the lower end of the spectrum.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Kikoff Credit Builder Loan early.
Kikoff Credit Builder Pros & Cons
Kikoff Credit Builder FAQ
What interest rates and personal loan terms does Kikoff Credit Builder offer?
Kikoff Credit Builder has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Kikoff Credit Builder offer?
Kikoff Credit Builder offers a fixed APR personal loan product of 0%.
|Personal Loan Amount||N/A|
What fees does Kikoff Credit Builder charge?
Does Kikoff Credit Builder charge an origination fee?
Kikoff Credit Builder may charge a personal loan origination fee.
Does Kikoff Credit Builder charge a late fee?
No, Kikoff Credit Builder will not charge you a late fee if you miss one of the monthly payments.
Does Kikoff Credit Builder charge prepayment fees?
No, Kikoff Credit Builder does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
|Late Payment Fee||No|
What do you need to qualify for Kikoff Credit Builder Loan?Kikoff Credit Builder Loan does not require or does not disclose a credit score minimum.
Kikoff Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement. Kikoff Credit Builder Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Kikoff Credit Builder Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Kikoff Credit Builder Loan.
|Bank Account Required?||No|
|Application Types Accepted||
Does Kikoff Credit Builder Loan report your account activity to credit bureaus?
Yes, Kikoff Credit Builder Loan reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Are Kikoff Credit Builder Loan legit?
Kikoff Credit Builder Loan was founded in 2019. It is an established company that has been in business for 4 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- Washington, DC
- West Virginia
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Credit Bureau Reporting||
|APR Type||Fixed APR|
|APR (Fixed APR)||