SuperMoney

KwikCash

in Personal Loans

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KwikCash

Claimed

in Personal Loans

SuperMoney Net Recommendation Score +19% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

13 users recommend
5 users are unsure
8 users don't recommend
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Overview

Where does KwikCash do business?

KwikCash is based in Irvine, CA. It was founded in 2008 and offers access to personal loans in 1 state across the USA.

What are the APRs offered via KwikCash?

KwikCash offers personal loans with APRs starting at 79% and up to 180%.

Does KwikCash charge an origination fee?

No, KwikCash does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees. 

Does KwikCash charge a late fee?

No, KwikCash will not charge you a late fee.

Does KwikCash charge prepayment fees?

No, KwikCash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via KwikCash?

Loan amounts start at $2,500 and go up to $5,000.

What is the maximum loan term you can get with KwikCash?

KwikCash offers personal loans with terms ranging from 36 to 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with KwikCash?

Applicants with a credit score of at least 500 can apply for a loan via KwikCash. The minimum age to apply for a loan is 23 or the state minimum, whichever is higher.

To qualify for a KwikCash loan, applicants need a minimum annual income of $30,000 or higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via KwikCash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for a personal loan via KwikCash?

KwikCash will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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Contact

  • Headquarters
  • 9150 Irvine Center Drive
    Irvine, CA 92618 USA
  • Visit Site

Message from KwikCash

We strive to be the most personable lender when it comes to our consumers, giving us the ability to connect on a deeper level with every circumstance. We pride ourselves in leniency, opportunity, and transformation.

Availability

Available in 1 State
  • California

Feature Breakdown

No Origination Fee
No Prepayment Fee
No Late Fees
Minimum Age
23
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Co-signer
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Credit Score Range
500 - 660
850 300 500 660
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income
$30,000
Bank Account Required?
Verification Documents Required?
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
Funding Time Range (in days)
1 - 3
0 14
Approval Speed (Hours)
24
Joint Loans Available
Payment Options
  • Automatic Payments
Customizable Payment Dates
Loan Term (Months)
36 - 48
1 180
Loan Amount
$2.5K - $5K
$100 $100K+
APR
79% - 180%
4% 100%+

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