KwikCash is a direct lender based in Irvine, CA. It was founded in 2008 and offers access to personal loans in 1 state across the USA.
KwikCash offers personal loans with APRs starting at 79% and up to 180%.
No, KwikCash does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
No, KwikCash will not charge you a late fee..
No, KwikCash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Loan amounts start at $2,500 and go up to $5,000.
KwikCash offers personal loans with a maximum term of 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Applicants with a credit score of at least 500 can apply for a loan via KwikCash. The minimum age to apply for a loan is 23 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via KwikCash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
KwikCash will typically approve (or deny) a loan application within 24 hours and fund personal loans as soon as 1 business day of approval.
KwikCash reports credit data to the following credit reporting agencies: