Laurel Road

Laurel Road

in Personal Loans from Laurel Road


Laurel Road


in Personal Loans from Laurel Road

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
3 users don't recommend
Cast your vote
Cast your vote

Would you recommend Laurel Road to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Community Rating Strongly not recommended
Loan Amount $5,000 - $45,000
APR 5.5% - 11.74%
Loan Term (Months) N/A

Laurel Road Review

Laurel Road is a personal loan offering by Laurel Road, a bank based in Bridgeport, CT. Founded in 2006, Laurel Road offers access to personal loans in 50 states (and Washington, DC).

What rates and terms does Laurel Road offer?

What personal loan APRs does Laurel Road offer?

Laurel Road offers a personal loan product that ranges from 5.5% APR up to 11.74% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Laurel Road?

Loan amounts start at $5,000 and go up to $45,000.

Laurel Road Rates & Terms
Loan Amount $5000 - $45000
Loan Term N/A
APR 5.5% - 11.74%

What fees does Laurel Road charge?

Does Laurel Road charge an origination fee?

Laurel Road does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Laurel Road charge a late fee?

Yes, Laurel Road may charge borrowers a late payment fee of up to $28, which is triggered if you're 15 days late.

Does Laurel Road charge prepayment fees?

No, Laurel Road does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Laurel Road Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee $28

What do you need to qualify for a loan with Laurel Road?

Laurel Road doesn’t disclose its credit score minimum.

Laurel Road only considers borrowers who are employed.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Laurel Road. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Recent pay stubs
Laurel Road Eligibility Criteria
Minimum Age N/A
Bank Account Required? Yes
Joint Applications Accepted? Yes
Credit Score N/A

What is the estimated funding time for a personal loan via Laurel Road?

Laurel Road will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

Does Laurel Road report loan payments to credit bureaus?

Laurel Road may report credit data to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
LAUREL ROAD Disclosure: AUTOMATIC PAYMENT Authorizing the loan servicer or lender to automatically deduct monthly payments from a bank of your choice. Borrowers receive a 0.25% rate discount if they pay via Automatic Payment. APR is defined as Annual Percentage Rate. FIXED APR – Standard Personal Loan Loans are available in terms ranging from 3 to 5 years, and with APRs ranging from 5.75% for a 3 year loan to 11.99% for a 5 year loan. PAYMENT EXAMPLES Monthly payments can range from $196.83 to $327.34 for a $10,0
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   855 Main St
    Bridgeport, CT 06604 USA
  •   Visit Site

Message from Laurel Road

We understand that the road to financial freedom isn’t an easy one to travel, and we believe that determined and driven individuals should be rewarded with financial products that help them stay focused on the road ahead. We provide carefully crafted loans with low rates, personalized service, and streamlined processes enabled by proprietary technology, to make the journey to financial independence just a bit easier. Laurel Road can help you leave debt behind, so you can stay focused on the ro

Other Services by Laurel Road


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Late Fee After (number of days) 15
Late Fee Amount $28
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
Loan Amount $5K - $45K
APR 5.5% - 11.74%

Laurel Road Community Reviews


Would you recommend Laurel Road to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Loans