Where does Ledge do business?
Ledge is a lending platform based in Santa Monica, CA. Founded in 2015, Ledge offers access to personal loans in 50 states across the USA.
What are the APRs offered via Ledge?
Ledge offers a personal loan product but they do not disclose their rates.
Does Ledge charge an origination fee?
Yes, Ledge charges a loan origination fee.
Does Ledge charge a late fee?
Yes, Ledge may charge borrowers a late payment fee
Does Ledge charge prepayment fees?
No, Ledge does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via Ledge?
Loan amounts start at $50 and go up to $5,000.
What do you need to qualify for a loan with Ledge?
Applicants with a credit score of at least 560 can apply for a loan via Ledge . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Ledge. Their rates fall within the limits of The Military Lending Act.
2633 Lincoln Blvd
Santa Monica, CA 90405 USA
- (424) 260-8561
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|No Prepayment Fee|
|Credit Score Range||
560 - 750
850 300 560 750
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Loan Amount||$50 - $5K|