Out of Business


in Personal Loans

Out of Business


in Personal Loans

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Where does Ledge do business?

Ledge is a lending platform based in Santa Monica, CA. It was founded in 2015 and offers access to personal loans in 50 states across the USA..

Does Ledge charge an origination fee?

Yes, Ledge charges a loan origination fee. 

Does Ledge charge a late fee?

Yes, Ledge may charge borrowers a late payment fee

Does Ledge charge prepayment fees?

No, Ledge does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Ledge?

Loan amounts start at $50 and go up to $5,000.

What do you need to qualify for a loan with Ledge?

Applicants with a credit score of at least 560 can apply for a loan via Ledge. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Ledge. Their rates fall within the limits of The Military Lending Act. is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  • 2633 Lincoln Blvd
    Santa Monica, CA 90405 USA
  • (424) 260-8561


Available in 50 States
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Minimum Age
Joint Loan Applications Accepted
  • Only Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
Credit Score Range
560 - 750
850 300 560 750
Immigration Status Considered
  • U.S. Permanent Resident
Loan Amount
$50 - $5K
$100 $100K+

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