Ledge is based in Santa Monica, CA. The company was founded in 2015 and offers personal loans to borrowers in 50 states.
Yes, Ledge charges a loan origination fee .
No, Ledge does not charge prepayment penalties. This means you will not have to pay additional fees if you decide to pay the loan off early.
Loan amounts start at $50 and go up to $5000
Ledge offers personal loans with terms of up to 6 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments affordable. However, the longer the term of your loan, the more interest you will pay.
Applicants with a credit score of at least 560 can apply for a loan via Ledge.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Ledge. Their rates fall within the limits of The Military Lending Act.
To qualify, applicants must provide the following documentation:
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