in Personal Loans from LendFu
Mostly not recommended
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Where does LendFu do business?
LendFu is a marketplace lender based in San Jose, CA. Founded in 2013, LendFu offers access to personal loans in 1 state across the USA.
What rates and terms does LendFu offer?LendFu has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does LendFu offer?LendFu offers a personal loan product that ranges from 23.05% APR up to 35.93% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via LendFu?
Loan amounts start at $100 and go up to $1,000.
|Loan Amount||$100 - $1000|
|APR||23.05% - 35.93%|
What fees does LendFu charge?
Does LendFu charge an origination fee?
LendFu charges a loan origination fee.
Does LendFu charge a late fee?
Yes, LendFu may charge borrowers a late payment fee of up to $5
Does LendFu charge prepayment fees?
No, LendFu does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||$5|
What do you need to qualify for a loan with LendFu?
Applicants with a credit score of at least 560 can apply for a loan via LendFu . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via LendFu. Their rates fall within the limits of The Military Lending Act.
To qualify, applicants may need to provide the following documentation:
|Bank Account Required?||No|
|Joint Applications Accepted?||Yes|
|Credit Score||560 - 700|
What is the estimated funding time for a personal loan via LendFu?
LendFu will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
|No Prepayment Fee|
|Late Fee Amount||$5|
|Credit Score Range||
560 - 700
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$100 - $1K|
|APR||23.05% - 35.93%|