Mostly not recommended
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Where does LendFu do business?
LendFu is based in San Jose, CA. It was founded in 2013 and offers access to personal loans in 1 state across the USA.
What are the APRs offered via LendFu?
LendFu offers personal loans with APRs starting at 23.05% and up to 35.93%.
Does LendFu charge an origination fee?
Yes, LendFu charges a loan origination fee.
Does LendFu charge a late fee?
Yes, LendFu may charge borrowers a late payment fee of up to $5
Does LendFu charge prepayment fees?
No, LendFu does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via LendFu?
Loan amounts start at $100 and go up to $1,000.
What do you need to qualify for a loan with LendFu?
Applicants with a credit score of at least 560 can apply for a loan via LendFu. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via LendFu. Their rates fall within the limits of The Military Lending Act.
To qualify, applicants may need to provide the following documentation:
What is the estimated funding time for a personal loan via LendFu?
LendFu will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
- Active Duty Military
- Military Dependent
- Only Individual Applications
- U.S. Permanent Resident
- Recent Pay Stubs
- Proof of citizenship/residence (Green Card)
- Automatic Payments