in Personal Loans from LendFu




in Personal Loans from LendFu

SuperMoney Net Recommendation Score -40% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

0 users recommend
3 users are unsure
2 users don't recommend
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You voted: May or may not recommend

Community Rating Mostly not recommended
Loan Amount $100 - $1,000
APR 23.05% - 35.93%
Loan Term (Months) N/A
Number of Reviews 5

LendFu Review

LendFu is a personal loan offering by LendFu, a marketplace lender based in San Jose, CA. Founded in 2013, LendFu offers access to personal loans in 1 state across the USA.

What rates and terms does LendFu offer?

LendFu has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does LendFu offer?

LendFu offers a personal loan product that ranges from 23.05% APR up to 35.93% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via LendFu?

Loan amounts start at $100 and go up to $1,000.

LendFu Rates & Terms
Loan Amount $100 - $1000
Loan Term N/A
APR 23.05% - 35.93%

What fees does LendFu charge?

Does LendFu charge an origination fee?

LendFu charges a loan origination fee.

Does LendFu charge a late fee?

Yes, LendFu may charge borrowers a late payment fee of up to $5

Does LendFu charge prepayment fees?

No, LendFu does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

LendFu Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee $5

What do you need to qualify for a loan with LendFu?

Applicants with a credit score of at least 560 can apply for a loan via LendFu . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via LendFu. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Proof of citizenship or residence permit
  • Recent pay stubs
  • LendFu Eligibility Criteria
    Minimum Age 18
    Bank Account Required? No
    Joint Applications Accepted? Yes
    Credit Score 560 - 700

    What is the estimated funding time for a personal loan via LendFu?

    LendFu will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

    SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    About LendFu


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      Available in 1 state
    Availabile in all of California

    Feature Breakdown

    No Prepayment Fee  
    Late Fee Amount $5
    Minimum Age 18
    Credit Score Range 560 - 700
    Immigration Status Considered
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Joint Loan Applications Accepted
    • Individual Applications
    Verification Documents Required
    • Recent Pay Stubs
    • Proof of citizenship/residence (Green Card)
    Loan Amount $100 - $1K
    APR 23.05% - 35.93%

    LendFu Community Reviews


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