Where does LendKey Home Rate 780 Plus do business?
LendKey Home Rate 780 Plus is based in , . Founded in 0, LendKey Home Rate 780 Plus offers access to personal loans in 45 states (and Washington, DC).
What are the APRs offered via LendKey Home Rate 780 Plus?
LendKey Home Rate 780 Plus offers a personal loan product.
Does LendKey Home Rate 780 Plus charge an origination fee?
Yes, LendKey Home Rate 780 Plus charges a loan origination fee.
Does LendKey Home Rate 780 Plus charge a late fee?
Yes, LendKey Home Rate 780 Plus may charge borrowers a late payment fee
Does LendKey Home Rate 780 Plus charge prepayment fees?
Yes, LendKey Home Rate 780 Plus charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
How much can you borrow via LendKey Home Rate 780 Plus?
Loan amounts start at $5,000 and go up to $50,000.
What can a personal loan from LendKey Home Rate 780 Plus be used for?
Personal loans from LendKey Home Rate 780 Plus are typically used for special purchases, home improvement projects or similar purposes.
What is the maximum loan term you can get with LendKey Home Rate 780 Plus?
LendKey Home Rate 780 Plus offers personal loans with terms ranging from 180 to 180 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for a loan with LendKey Home Rate 780 Plus?
Applicants with a credit score of at least 780 can apply for a loan via LendKey Home Rate 780 Plus . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify for a LendKey Home Rate 780 Plus loan, applicants need a minimum annual income of $50,000 or higher. LendKey Home Rate 780 Plus only considers borrowers who are employed and meet the minimum income requirement.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via LendKey Home Rate 780 Plus. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Recent pay stubs
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- South Carolina
- South Dakota
- U.S. Citizen
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- Military Dependent
- 1099 Misc. Income
- Direct Deposit (W2, SSA, SSDI)
- Payroll Check or Prepaid Card
- Individual Applications
- Recent Pay Stubs
- Driver License (or other photo ID)