Lift Credit

in Personal Loans

Unaffiliated Visit Site Find My Best Rate

Lift Credit


in Personal Loans

SuperMoney Net Recommendation Score +17% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

10 users recommend
1 user is unsure
7 users don't recommend
Cast your vote
Cast your vote

Would you recommend Lift Credit to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend


Where does Lift Credit do business?

Lift Credit is a direct lender based in Provo, UT. Founded in 2012, Lift Credit offers access to personal loans in 3 states across the USA.

What personal loan APRs are offered via Lift Credit?

Lift Credit offers a fixed APR personal loan product that ranges from 99% up to 450% APR.

Does Lift Credit charge an origination fee?

Yes, Lift Credit charges a loan origination fee.

Does Lift Credit charge a late fee?

Yes, Lift Credit may charge borrowers a late payment fee

Does Lift Credit charge prepayment fees?

No, Lift Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Lift Credit?

Loan amounts start at $100 and go up to $2,500.

What can a personal loan from Lift Credit be used for?

Personal loans from Lift Credit are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Lift Credit?

Lift Credit offers personal loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Lift Credit?

Applicants with a credit score of at least 300 can apply for a loan via Lift Credit . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify for a Lift Credit loan, applicants need a minimum annual income of $15,600 or higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via Lift Credit. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for a personal loan via Lift Credit?

Lift Credit will typically approve (or deny) a loan application within 2 hours and fund personal loans within 7 business days of approval.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   3585 N University Ave Ste 300
    Provo, UT 84604 USA
  •   Visit Site


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 3 states
  • Idaho
  • Utah
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 300 - 640
850 300 640
Immigration Status Considered
  • U.S. Permanent Resident
Minimum Annual Income $15,600
Military Status
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $100 - $2.5K
Loan Term (Months) 3 - 12
APR (Fixed APR) 99% - 450%



Would you recommend Lift Credit to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Loans