SuperMoney

Lift Credit

in Personal Loans

Unaffiliated Visit Site

Lift Credit

Unaffiliated

in Personal Loans

SuperMoney Net Recommendation Score +7% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

7 users recommend
1 users are unsure
6 users don't recommend
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Overview

Where does Lift Credit do business?

Lift Credit is based in Provo, UT. It was founded in 2012 and offers access to personal loans in 3 states across the USA.

What are the APRs offered via Lift Credit?

Lift Credit offers personal loans with APRs starting at 99% and up to 450%.

Does Lift Credit charge an origination fee?

Yes, Lift Credit charges a loan origination fee. 

Does Lift Credit charge a late fee?

Yes, Lift Credit may charge borrowers a late payment fee

Does Lift Credit charge prepayment fees?

No, Lift Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Lift Credit?

Loan amounts start at $100 and go up to $2,500.

What is the maximum loan term you can get with Lift Credit?

Lift Credit offers personal loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Lift Credit?

Applicants with a credit score of at least 300 can apply for a loan via Lift Credit. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify for a Lift Credit loan, applicants need a minimum annual income of $15,600 or higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via Lift Credit. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for a personal loan via Lift Credit?

Lift Credit will typically approve (or deny) a loan application within 2 hours and fund personal loans within 7 business days of approval.

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Contact

  • Headquarters
  • 3585 N University Ave Ste 300
    Provo, UT 84604 USA
  • Visit Site

Availability

Available in 3 States
  • Idaho
  • Utah
  • Wisconsin

Feature Breakdown

No Prepayment Fee
Minimum Age
18
Joint Loan Applications Accepted
  • Only Individual Applications
Military Status
  • Non-Military
  • Veterans
Credit Score Range
300 - 640
850 300 640
Immigration Status Considered
  • U.S. Permanent Resident
Minimum Annual Income
$15,600
Verification Documents Required?
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Funding Time Range (in days)
1 - 7
0 14
Approval Speed (Hours)
2
Pre-Approved Soft Credit Inquiry
Payment Options
  • Automatic Payments
Customizable Payment Dates
Loan Term (Months)
3 - 12
1 180
Loan Amount
$100 - $2.5K
$100 $100K+
APR
99% - 450%
4% 100%+

Reviews

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