in Personal Loans from LoanNow




in Personal Loans from LoanNow

SuperMoney Net Recommendation Score +45% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

39 users recommend
9 users are unsure
12 users don't recommend
Cast your vote
Cast your vote

Would you recommend LoanNow to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Community Rating Mostly recommended
Loan Amount $1,000 - $5,000
APR (Fixed APR) 29% - 299%
Loan Term (Months) 9 - 48
Number of Reviews 60


Where does LoanNow do business?

LoanNow is a direct lender based in Santa Ana, CA. Founded in 2013, LoanNow offers access to personal loans in 7 states across the USA.

What rates and terms does LoanNow offer?

LoanNow has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does LoanNow offer?

LoanNow offers a fixed APR personal loan product that ranges from 29% APR up to 299% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via LoanNow?

Loan amounts start at $1,000 and go up to $5,000.

What can a personal loan from LoanNow be used for?

Personal loans from LoanNow are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with LoanNow?

LoanNow offers personal loans with terms ranging from 9 to 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

LoanNow Rates & Terms
Loan Amount $1000 - $5000
Loan Term 9 - 48 months
APR 29% - 299%

What fees does LoanNow charge?

Does LoanNow charge an origination fee?

LoanNow does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does LoanNow charge a late fee?

Yes, LoanNow may charge borrowers a late payment fee, which is triggered if you're 15 days late.

Does LoanNow charge prepayment fees?

Yes, LoanNow charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

LoanNow Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for a loan with LoanNow?

Applicants with a credit score of at least 500 can apply for a loan via LoanNow . The minimum age to apply for a loan is 21 or the state minimum, whichever is higher.

LoanNow only considers borrowers who are employed.

Active duty servicemembers and their covered dependents cannot apply for a loan via LoanNow. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens and permanent residents can apply for a loan.

  • Applicants must have an active and valid checking account
  • LoanNow Eligibility Criteria
    Minimum Age 21
    Bank Account Required? Yes
    Joint Applications Accepted? Yes
    Credit Score 500 - 700

    What is the estimated funding time for a personal loan via LoanNow?

    LoanNow will typically approve (or deny) a loan application within 1 hour and fund personal loans within 2 business days of approval.

    Does LoanNow report loan payments to credit bureaus?

    LoanNow may report credit data to the following credit reporting agencies:

    • Transunion
    • Clarity
    SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    • Headquarters
    •   3100 S. Harbor Blvd
      Suite 280
      Santa Ana, CA 92704 USA
    • (800) 437-1875

    About LoanNow


    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 7 states
    • Alabama
    • California
    • Georgia
    • Missouri
    • New Mexico
    • South Carolina
    • Utah



    Would you recommend LoanNow to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)
    Page 1 of 3

    Other Personal Loans