Mariner Finance is a direct lender based in Baltimore, MD. It was founded in 2002 and offers access to personal loans in 19 states across the USA.
Mariner Finance offers personal loans with APRs starting at 24% and up to 36%.
Yes, Mariner Finance charges a loan origination fee of 2% to 5% of the loan amount. Mariner Finance deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Yes, Mariner Finance may charge borrowers a late payment fee
No, Mariner Finance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Loan amounts start at $500 and go up to $50,000.
Applicants with a credit score of at least 560 can apply for a loan via Mariner Finance.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Mariner Finance. Their rates fall within the limits of The Military Lending Act.
Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
Mariner Finance will typically approve (or deny) a loan application within 24 hours and fund personal loans as soon as 1 business day of approval.
Mariner Finance reports credit data to the following credit reporting agencies:
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