Members 1st Credit Union Construction Loans
in Personal Loans from Members 1st Credit Union
UnaffiliatedMembers 1st Credit Union Construction Loans
in Personal Loans from Members 1st Credit Union
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| APR (Fixed APR) | 0% |
| Loan Amount | N/A |
| Loan Term (Months) | 12 - 360 months |
Members 1st Credit Union Construction Loans Review
Members 1st Credit Union Construction Loans is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members 1st Credit Union Construction Loans is available in 1 state across the USA.
- Hard credit pull required. You can't check your rates or see if you prequalify for Members 1st Credit Union Construction Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Members 1st Credit Union Construction Loans early.
- Super long loan terms. Members 1st Credit Union Construction Loans offers loan terms of up to 360 months. Most personal loans have a maximum term of 60 months.
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What rates and terms does Members 1st Credit Union Construction Loans offer?
Members 1st Credit Union Construction Loans has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Members 1st Credit Union Construction Loans offer?
Members 1st Credit Union Construction Loans offers a personal loan product of 0%.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What can a personal loan from Members 1st Credit Union Construction Loans be used for?
Personal loans from Members 1st Credit Union Construction Loans are typically used for special purchases or similar purposes.
What is the maximum loan term you can get with Members 1st Credit Union Construction Loans?
Members 1st Credit Union Construction Loans offers personal loans with terms ranging from 12 to 360 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | N/A |
| Loan Term | 12 - 360 months |
| APR | 0% |
What fees does Members 1st Credit Union Construction Loans charge?
Does Members 1st Credit Union Construction Loans charge an origination fee?
Members 1st Credit Union Construction Loans may charge a loan origination fee.
Does Members 1st Credit Union Construction Loans charge a late fee?
Yes, Members 1st Credit Union Construction Loans may charge borrowers a late payment fee.
Does Members 1st Credit Union Construction Loans charge prepayment fees?
Yes, Members 1st Credit Union Construction Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
| Origination Fee | N/A |
| Prepayment Fee? | Yes |
| Late Payment Fee | N/A |
What do you need to qualify for Members 1st Credit Union Construction Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Members 1st Credit Union Construction Loans.Members 1st Credit Union Construction Loans does not have or does not disclose a minimum annual income eligibility requirement. Members 1st Credit Union Construction Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members 1st Credit Union Construction Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Members 1st Credit Union Construction Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 600 - 850 |
Does Members 1st Credit Union Construction Loans report your account activity to credit bureaus?
Yes, Members 1st Credit Union Construction Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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P.O. Box 492395
Redding, CA 96049 - Visit Site
Other Services by Members 1st Credit Union
Availability
Feature Breakdown
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Joint Loan Applications Accepted | Individual Applications |
| Military Status |
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| Supported Income Types |
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| Verification Documents Required |
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| Credit Score Range | 600 - 850 |
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