Members First Community Credit Union Debt Consolidation Review

Members First Community Credit Union Debt Consolidation is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members First Community Credit Union Debt Consolidation is available in 1 state across the USA.

• Hard credit pull required. You can't check your rates or see if you prequalify for Members First Community Credit Union Debt Consolidation without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Members First Community Credit Union Debt Consolidation early.

What rates and terms does Members First Community Credit Union Debt Consolidation offer?

Members First Community Credit Union Debt Consolidation has lower interest rates than the average for lenders reviewed on SuperMoney.

What fees does Members First Community Credit Union Debt Consolidation charge?

What do you need to qualify for Members First Community Credit Union Debt Consolidation?

Members First Community Credit Union Debt Consolidation does not have or does not disclose a minimum annual income eligibility requirement. Members First Community Credit Union Debt Consolidation only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Community Credit Union Debt Consolidation. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Members First Community Credit Union Debt Consolidation. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity

Does Members First Community Credit Union Debt Consolidation report your account activity to credit bureaus?

Yes, Members First Community Credit Union Debt Consolidation reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.