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  Members First Credit Union Land Loans

Members First Credit Union Land Loans

in Personal Loans from Members First Credit Union

Unaffiliated

Members First Credit Union Land Loans

Unaffiliated

in Personal Loans from Members First Credit Union

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Highlights
APR  (Fixed APR) Starting at 8.24%
Loan Amount N/A
Loan Term (Months) Up to 15 months

Members First Credit Union Land Loans Review

Members First Credit Union Land Loans is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Land Loans is available in 1 state across the USA.

Key Takeaways
  • APRs starting at 8.24%. These are average starting rates for a personal loan. If you have good credit you may qualify for a loan with better rates.
  • Hard credit pull required. You can't check your rates or see if you prequalify for Members First Credit Union Land Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Members First Credit Union Land Loans early.
Members First Credit Union Land Loans Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.
Members First Credit Union Land Loans FAQ

What rates and terms does Members First Credit Union Land Loans offer?

What APR rate does Members First Credit Union Land Loans offer?

Members First Credit Union Land Loans offers a fixed APR personal loan product that starts at 8.24% APR.

What is the maximum loan term you can get with Members First Credit Union Land Loans?

Members First Credit Union Land Loans offers personal loans with

Members First Credit Union Land Loans Rates & Terms
Loan Amount N/A
Loan Term up to 15 months
APR Starting at 8.24%

What fees does Members First Credit Union Land Loans charge?

Does Members First Credit Union Land Loans charge an origination fee?

Members First Credit Union Land Loans may charge a loan origination fee.

Does Members First Credit Union Land Loans charge a late fee?

Yes, Members First Credit Union Land Loans may charge borrowers a late payment fee.

Does Members First Credit Union Land Loans charge prepayment fees?

Yes, Members First Credit Union Land Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Members First Credit Union Land Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Members First Credit Union Land Loans?

Members First Credit Union Land Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members First Credit Union Land Loans does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union Land Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union Land Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Members First Credit Union Land Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
Members First Credit Union Land Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score N/A

    Does Members First Credit Union Land Loans report your account activity to credit bureaus?

    Yes, Members First Credit Union Land Loans reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Availability

      Available in 1 state
    Michigan
    Availabile in all of Michigan

    Feature Breakdown

    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Minimum Age 18
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    Verification Documents Required
    • Proof of Income
    • Proof of Identity
    • Government Issued Photo ID
    • Social Security Number
    • Driver License (or other photo ID)
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Payment Options Automatic Payments
    APR (Fixed APR) Starting at 8.24%
    Loan Term Up to 15 months

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