
Members First Credit Union Utah Youth Loan
in Personal Loans from Members First Credit Union - Utah
UnaffiliatedMembers First Credit Union Utah Youth Loan
in Personal Loans from Members First Credit Union - Utah
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APR (Fixed APR) | Starting at 8.75% |
Loan Amount | Up to $5,000 |
Loan Term (Months) | Up to 48 months |
Members First Credit Union Utah Youth Loan Review
Members First Credit Union Utah Youth Loan is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members First Credit Union Utah Youth Loan is available in 1 state across the USA.
- APRs starting at 8.75%. These are average starting rates for a personal loan. If you have good credit you may qualify for a loan with better rates.
- Hard credit pull required. You can't check your rates or see if you prequalify for Members First Credit Union Utah Youth Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Members First Credit Union Utah Youth Loan early.
- Cosigner applications accepted. Applying for Members First Credit Union Utah Youth Loan with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
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What rates and terms does Members First Credit Union Utah Youth Loan offer?
What APR rate does Members First Credit Union Utah Youth Loan offer?
Members First Credit Union Utah Youth Loan offers a fixed APR personal loan product that starts at 8.75% APR.
What is the maximum loan term you can get with Members First Credit Union Utah Youth Loan?
Members First Credit Union Utah Youth Loan offers personal loans with
Loan Amount | up to $5000 |
Loan Term | up to 48 months |
APR | Starting at 8.75% |
What fees does Members First Credit Union Utah Youth Loan charge?
Does Members First Credit Union Utah Youth Loan charge an origination fee?
Members First Credit Union Utah Youth Loan may charge a loan origination fee.
Does Members First Credit Union Utah Youth Loan charge a late fee?
Yes, Members First Credit Union Utah Youth Loan may charge borrowers a late payment fee.
Does Members First Credit Union Utah Youth Loan charge prepayment fees?
Yes, Members First Credit Union Utah Youth Loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Origination Fee | N/A |
Prepayment Fee? | Yes |
Late Payment Fee | N/A |
What do you need to qualify for Members First Credit Union Utah Youth Loan?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Utah Youth Loan.Members First Credit Union Utah Youth Loan does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union Utah Youth Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union Utah Youth Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Members First Credit Union Utah Youth Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Recent bank statements
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | N/A |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 600 - 850 |
Does Members First Credit Union Utah Youth Loan report your account activity to credit bureaus?
Yes, Members First Credit Union Utah Youth Loan reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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P.O. Box 657
Brigham, UT 84302 - Visit Site
Other Services by Members First Credit Union - Utah

Availability
Feature Breakdown
Employment Statuses Considered |
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Immigration Status Considered |
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Joint Loan Applications Accepted |
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Military Status |
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Supported Income Types |
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Verification Documents Required |
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Credit Score Range | 600 - 850 |
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