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MobiLoans

in Personal Loans

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MobiLoans

Unaffiliated

in Personal Loans

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Overview

Where does MobiLoans do business?

MobiLoans is based in Marksville, LA. It was founded in 2011 and offers access to personal loans in 35 states (and Washington, DC).

What are the APRs offered via MobiLoans?

MobiLoans offers personal loans with APRs starting at 391.07% and up to 1303.57%.

Does MobiLoans charge an origination fee?

Yes, MobiLoans charges a loan origination fee. 

Does MobiLoans charge a late fee?

Yes, MobiLoans may charge borrowers a late payment fee

Does MobiLoans charge prepayment fees?

No, MobiLoans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via MobiLoans?

Loan amounts start at $200 and go up to $2,500.

What do you need to qualify for a loan with MobiLoans?

Applicants with a credit score of at least 300 can apply for a loan via MobiLoans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via MobiLoans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Recent pay stubs

What is the estimated funding time for a personal loan via MobiLoans?

MobiLoans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 1 business day of approval.

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Contact

  • Headquarters
  • P.O. Box 1409
    Marksville, LA 71351 USA
  • Visit Site

Other Services by MobiLoans

Availability

Available in 35 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • California
  • Delaware
  • Washington, DC
  • Florida
  • Hawaii
  • Idaho
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Minimum Age
18
Joint Loan Applications Accepted
  • Only Individual Applications
Military Status
  • Non-Military
  • Veterans
Credit Score Range
300 - 640
850 300 640
Immigration Status Considered
  • U.S. Permanent Resident
Bank Account Required?
Verification Documents Required?
  • Recent Pay Stubs
  • Driver License (or other photo ID)
Funding Time Range (in days)
Up to
1
Approval Speed (Hours)
24
Payment Options
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
Loan Amount
$200 - $2.5K
$100 $100K+
APR
391.07% - 1.30357K%
4% 100%+

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