Where does Reliable Credit do business?

Reliable Credit is a direct lender based in Milwaukie, OR. It was founded in 1958 and offers access to personal loans in 4 states across the USA..

Does Reliable Credit charge an origination fee?

Yes, Reliable Credit charges a loan origination fee. 

Does Reliable Credit charge a late fee?

Yes, Reliable Credit may charge borrowers a late payment fee.

Does Reliable Credit charge prepayment fees?

No, Reliable Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Reliable Credit?

Loan amounts start at $1,000.

What do you need to qualify for a loan with Reliable Credit?

Applicants with a credit score of at least 640 can apply for a loan via Reliable Credit.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Reliable Credit. Their rates fall within the limits of The Military Lending Act.

What is the estimated funding time for a personal loan via Reliable Credit?

Reliable Credit will typically provide a credit approval decision in less than an hour and fund the loan within 1 and 7 days.

  • Institution Type
    Direct Lender
  • Credit Score Range
    640 - 750
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • No Prepayment Fee
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Storefront
  • Loan Amount
    Starting at $1000
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