Where does Reliable Credit do business?
Reliable Credit is a direct lender based in Milwaukie, OR. Founded in 1958, Reliable Credit offers access to personal loans in 4 states across the USA.
What are the APRs offered via Reliable Credit?
Reliable Credit offers a personal loan product but they do not disclose their rates.
Does Reliable Credit charge an origination fee?
Yes, Reliable Credit charges a loan origination fee.
Does Reliable Credit charge a late fee?
Yes, Reliable Credit may charge borrowers a late payment fee
Does Reliable Credit charge prepayment fees?
No, Reliable Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via Reliable Credit?
Loan amounts start at $1,000.
What can a personal loan from Reliable Credit be used for?
Personal loans from Reliable Credit are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Reliable Credit?
Reliable Credit offers personal loans with terms ranging from 12 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for a loan with Reliable Credit?
Applicants with a credit score of at least 640 can apply for a loan via Reliable Credit .
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Reliable Credit. Their rates fall within the limits of The Military Lending Act.
What is the estimated funding time for a personal loan via Reliable Credit?
Reliable Credit will typically provide a credit approval decision in less than an hour and fund the loan within 7 days.
- U.S. Permanent Resident
- Active Duty Military
- Military Dependent