Where does Reliable Credit do business?

Reliable Credit is a direct lender based in Milwaukie, OR. The company was founded in 1958 and offers personal loans to borrowers in 4 states.


Does Reliable Credit charge an origination fee?

Yes, Reliable Credit charges a loan origination fee .

Does Reliable Credit charge prepayment penalties?

No, Reliable Credit does not charge prepayment penalties. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Reliable Credit?

Loan amounts start at $1000.

What do you need to qualify for a Reliable Credit loan?

Applicants with a credit score of at least 640 can apply for a loan via Reliable Credit.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Reliable Credit. Their rates fall within the limits of The Military Lending Act.


To qualify, applicants must provide the following documentation:


What is the estimated funding time for a personal loan via Reliable Credit?

Reliable Credit will typically fund personal loans as soon as 1 business day of approval.

  • Payment Options
    • Automatic Payments
    • Check by mail
    • Storefront
  • Credit Score Range
    640 - 750
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • No Prepayment Fee
  • Institution Type
    Direct Lender
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Loan Amount
    Starting at $1000
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