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Speedy Cash

in Personal Loans from Speedy Cash

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Speedy Cash

Unaffiliated

in Personal Loans from Speedy Cash

SuperMoney Net Recommendation Score -67% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $100 - $5,000
APR 132% - 680.7%
Loan Term (Months) 1 - 18
Number of Reviews 6

Overview

Where does Speedy Cash do business?

Speedy Cash is a direct lender based in Wichita, KS. Founded in 1997, Speedy Cash offers access to personal loans in 11 states across the USA.

What rates and terms does Speedy Cash offer?

Speedy Cash has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Speedy Cash offer?

Speedy Cash offers a personal loan product that ranges from 132% APR up to 680.7% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Speedy Cash?

Loan amounts start at $100 and go up to $5,000.

What can a personal loan from Speedy Cash be used for?

Personal loans from Speedy Cash are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Speedy Cash?

Speedy Cash offers personal loans with terms ranging from 1 to 18 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Speedy Cash Rates & Terms
Loan Amount $100 - $5000
Loan Term 1 - 18 months
APR 132% - 680.7%

What fees does Speedy Cash charge?

Does Speedy Cash charge an origination fee?

Speedy Cash charges a loan origination fee.

Does Speedy Cash charge a late fee?

Yes, Speedy Cash may charge borrowers a late payment fee

Does Speedy Cash charge prepayment fees?

No, Speedy Cash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Speedy Cash Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for a loan with Speedy Cash?

Applicants with a credit score of at least 300 can apply for a loan via Speedy Cash . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via Speedy Cash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Proof of citizenship or residence permit
  • Recent pay stubs
Speedy Cash Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Joint Applications Accepted? Yes
Credit Score 300 - 640

What is the estimated funding time for a personal loan via Speedy Cash?

Speedy Cash will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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Contact

  • Headquarters
  •   3527 N Ridge Rd
    Wichita, KS 67205 USA
  •   Visit Site

Other Services by Speedy Cash

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 11 states
  • California
  • Colorado
  • Illinois
  • Mississippi
  • Missouri
  • Nevada
  • New Mexico
  • Ohio
  • South Carolina
  • Texas
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 300 - 640
Immigration Status Considered
  • U.S. Permanent Resident
Bank Account Required  
Military Status
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $100 - $5K
Loan Term (Months) 1 - 18
APR 132% - 680.7%

Reviews

 
 

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