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Speedy Cash

in Personal Loans

Unaffiliated Visit Site Find My Best Rate

Speedy Cash

Unaffiliated

in Personal Loans

SuperMoney Net Recommendation Score -67% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
5 users don't recommend
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Overview

Where does Speedy Cash do business?

Speedy Cash is a direct lender based in Wichita, KS. Founded in 1997, Speedy Cash offers access to personal loans in 11 states across the USA.

What are the APRs offered via Speedy Cash?

Speedy Cash offers a personal loan product that ranges from 132% up to 680.7% APR.

Does Speedy Cash charge an origination fee?

Yes, Speedy Cash charges a loan origination fee.

Does Speedy Cash charge a late fee?

Yes, Speedy Cash may charge borrowers a late payment fee

Does Speedy Cash charge prepayment fees?

No, Speedy Cash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Speedy Cash?

Loan amounts start at $100 and go up to $5,000.

What can a personal loan from Speedy Cash be used for?

Personal loans from Speedy Cash are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Speedy Cash?

Speedy Cash offers personal loans with terms ranging from 1 to 18 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Speedy Cash?

Applicants with a credit score of at least 300 can apply for a loan via Speedy Cash . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via Speedy Cash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for a personal loan via Speedy Cash?

Speedy Cash will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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Contact

  • Headquarters
  •   3527 N Ridge Rd
    Wichita, KS 67205 USA
  •   Visit Site

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 11 states
  • California
  • Colorado
  • Illinois
  • Mississippi
  • Missouri
  • Nevada
  • New Mexico
  • Ohio
  • South Carolina
  • Texas
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 300 - 640
850 300 640
Immigration Status Considered
  • U.S. Permanent Resident
Bank Account Required?  
Military Status
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $100 - $5K
Loan Term (Months) 1 - 18
APR 132% - 680.7%

Reviews

 
 

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