in Personal Loans from Speedy Cash
Strongly not recommended
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Where does Speedy Cash do business?
Speedy Cash is a direct lender based in Wichita, KS. Founded in 1997, Speedy Cash offers access to personal loans in 11 states across the USA.
What rates and terms does Speedy Cash offer?Speedy Cash has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does Speedy Cash offer?Speedy Cash offers a personal loan product that ranges from 132% APR up to 680.7% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Speedy Cash?
Loan amounts start at $100 and go up to $5,000.
What can a personal loan from Speedy Cash be used for?
Personal loans from Speedy Cash are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Speedy Cash?
Speedy Cash offers personal loans with terms ranging from 1 to 18 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Amount||$100 - $5000|
|Loan Term||1 - 18 months|
|APR||132% - 680.7%|
What fees does Speedy Cash charge?
Does Speedy Cash charge an origination fee?
Speedy Cash charges a loan origination fee.
Does Speedy Cash charge a late fee?
Yes, Speedy Cash may charge borrowers a late payment fee
Does Speedy Cash charge prepayment fees?
No, Speedy Cash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for a loan with Speedy Cash?
Applicants with a credit score of at least 300 can apply for a loan via Speedy Cash . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via Speedy Cash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Proof of citizenship or residence permit
- Recent pay stubs
|Bank Account Required?||Yes|
|Joint Applications Accepted?||Yes|
|Credit Score||300 - 640|
What is the estimated funding time for a personal loan via Speedy Cash?
Speedy Cash will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
- New Mexico
- South Carolina
|No Prepayment Fee|
|Credit Score Range||
300 - 640
|Immigration Status Considered||
|Bank Account Required|
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$100 - $5K|
|Loan Term (Months)||1 - 18|
|APR||132% - 680.7%|