Speedy Cash is a direct lender based in Wichita, KS. It was founded in 1997 and offers access to personal loans in 11 states across the USA.
Speedy Cash offers personal loans with APRs starting at 132% and up to 680.7%.
Yes, Speedy Cash charges a loan origination fee.
Yes, Speedy Cash may charge borrowers a late payment fee
No, Speedy Cash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Loan amounts start at $100 and go up to $5,000.
Speedy Cash offers personal loans with terms ranging from 1 to 18 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Applicants with a credit score of at least 300 can apply for a loan via Speedy Cash. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via Speedy Cash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
Speedy Cash will typically approve (or deny) a loan application within 24 hours and fund personal loans as soon as 1 business day of approval.