Where does US Bank do business?
US Bank is a bank based in Minneapolis, MN. Founded in 1863, US Bank offers access to personal loans in 50 states (and Washington, DC).
What are the APRs offered via US Bank?
US Bank offers personal loans with APRs starting at 6.99% and up to 21.9%.
Does US Bank charge an origination fee?
Yes, US Bank charges a loan origination fee.
Does US Bank charge a late fee?
Yes, US Bank may charge borrowers a late payment fee of up to $37
Does US Bank charge prepayment fees?
Yes, US Bank charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
How much can you borrow via US Bank?
Loan amounts start at $3,000 and go up to $25,000.
What do you need to qualify for a loan with US Bank?
Applicants with a credit score of at least 700 can apply for a loan via US Bank. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via US Bank. Their rates fall within the limits of The Military Lending Act.
What is the estimated funding time for a personal loan via US Bank?
US Bank will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
800 Nicollet Mall
Minneapolis, MN 55402 USA
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Other Services by US Bank
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- Active Duty Military
- Military Dependent
- U.S. Permanent Resident