US Bank

US Bank

in Personal Loans from US Bank


US Bank


in Personal Loans from US Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
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You voted: May or may not recommend

Community Rating Strongly not recommended
Loan Amount $3,000 - $25,000
APR 6.99% - 21.9%
Loan Term (Months) N/A


Where does US Bank do business?

US Bank is a bank based in Minneapolis, MN. Founded in 1863, US Bank offers access to personal loans in 50 states (and Washington, DC).

What rates and terms does US Bank offer?

What personal loan APRs does US Bank offer?

US Bank offers a personal loan product that ranges from 6.99% APR up to 21.9% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via US Bank?

Loan amounts start at $3,000 and go up to $25,000.

US Bank Rates & Terms
Loan Amount $3000 - $25000
Loan Term N/A
APR 6.99% - 21.9%

What fees does US Bank charge?

Does US Bank charge an origination fee?

US Bank charges a loan origination fee.

Does US Bank charge a late fee?

Yes, US Bank may charge borrowers a late payment fee of up to $37

Does US Bank charge prepayment fees?

Yes, US Bank charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

US Bank Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee $37

What do you need to qualify for a loan with US Bank?

Applicants with a credit score of at least 700 can apply for a loan via US Bank . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via US Bank. Their rates fall within the limits of The Military Lending Act.

US Bank Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Joint Applications Accepted? Yes
Credit Score 700 - 850

What is the estimated funding time for a personal loan via US Bank?

US Bank will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

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Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Late Fee Amount $37
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Cosigner
Loan Amount $3K - $25K
APR 6.99% - 21.9%



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