Brink's Money Prepaid MasterCard highlights

  • Trust Brink's with your money. Securing cash and valuables since 1859.
  • Get paychecks or government benefits checks up to 2 days faster* with Direct Deposit.
  • Earn Cash Back via the PayBack Rewards program from restaurants, shops and more.
  • Funds availability not guaranteed. Card used is subject to activation and ID verification. Terms and Costs Apply

The Brink's Money Prepaid MasterCard is a prepaid card designed for people who want the convenience of a credit card without the fees, interest rates, and risk of falling into debt.

Its main advantages are:

- Has no minimum balance

- There are no late fees to worry about

- No credit check. Approval is guaranteed

- Your money is insured by the FDIC because funds are deposited with Bofl Federal Bank

- Large reload Network

Brink's Money Prepaid MasterCard is a product of NetSpend, a leading provider of reloadable and prepaid cards. NetSpend has been in business since 1999 and has an A+ rating with the BBB. Brink's Money Prepaid MasterCard can be used on NetSpend's network of over 70,000 distribution locations and 130,000 reload points. 

How Much Does Brink's Money Prepaid MasterCard Cost?

There is no fee to open a Brink's Money Prepaid MasterCard account. 

There are three monthly plans to choose from, which have monthly fees ranging from $0 to $9.95 and purchase fees ranging from free to $2.

- The Pay-As-You-Go Plan has no monthly fee but it charges $1 for every signature purchase transaction and $2 for every PIN purchase transaction. However, there is a $5.95 account maintenance fee if there is no activity during a period of 90 days.

- The Monthly Fee Plan has a $9.95 monthly fee, but there is no additional charge or fee for signature and PIN purchases.

- The Preferred Fee Plan has a $5 monthly fee and signature and PIN purchases are included in the plan. The only catch is that you must setup a direct deposit of at least $500 to qualify.

There is no fee for adding money to your account by direct deposit. However, fees vary by location when you purchase reloads at a retail store.

What Are The Terms and Fees for Brink's Money Prepaid MasterCard?

Here are the key terms and fees to consider:

-          Daily ATM withdrawal limit of $940

-          Daily Direct Deposit of $15,000

-          Maximum Balance of $15,000

-          Card Replacement Fee of $9.95

-          Out of Network ATM Withdrawal Fee of $2.5 ($4.95 for international ATM withdrawals)

-          International transaction fee of 3.5%


  • Card Network
  • Free In-network ATM Withdrawal
  • Max Monthly Service Fee
  • No PIN Purchase Transaction Fee
  • No Signature Purchase Transaction Fee
  • PIN Purchase Transaction Fee
  • Signature Purchase Transaction Fee
  • Out-of-Network ATM Withdrawal Fee
  • Daily ATM Withdrawal Limit
  • Free Customer Service
  • Free FICO Score

Prepaid Cards Products From NetSpend

js-table-filter bizname-control-prepaid-mastercard
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js-table-filter no-pin-purchase-transaction-fee-517
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  • No PIN Purchase Transaction Fee
Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $8
Out-of-Network ATM Withdrawal Fee $3
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Est. 1999

  • No Monthly Service Fee
Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $3
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Est. 1859

Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $3
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0 votes

It's really bad . to buy $ 1.50 coffee need $ 2.50 fee. I do not like use it. and even if you do not use it. every month they charge $ 5.99 for maintenance fee.

0 votes

Some one charged my card. With out my auth well the way the world is today its not good to give your card to anyone restraunts they. Can copy your number and your 3 diget number and go on line and go for it then. Brinks take there time to reimburse and send you another card not a good company to trust they didnot enen text. Me with my tranactions in witch they had my e mail that i requested not a trusted company with my money i canceled my ... services.. More Less

0 votes

Brinks prepaid card is in the same league as Paypal - They stink! They will both find crazy reasons to lock your account and keep your money. Read the many reviews before using them and see the horrible experiences that not on I have had but the many others also. Don't risk your money with Brinks!!!!

0 votes

TERRIBLE customer service. They offer a referral bonus program that they do not honor. Ridiculous fees. They charge 50 cents a phone call to check balance. Find another company.

0 votes

If I could give this no stars at all I would. I get paid through my job with one of these. I ended up having my card stolen online and an entire paycheck just GONE. The customer service was a joke. They have done nothing but give me the runaround. They won't even let me file a dispute because they say the funds never went through and it's still a "pending transaction". If they never went through then why was all my money gone? Sounds fishy.

0 votes

Don't waste your time with this card it's really a headache dealing with the fees and customer service

0 votes

My card was stolen and im being chared for a replacement. Ridiculous. I dont get this much trouble with my bank cards. Never will i refer or use these services again! Big rip offs?

0 votes

Horrible customer service. I signed up for direct deposit but, put in the wrong account number (That obviously was my bad). I caught this issue after the fact and fixed the problem on my end. Well the service rep at brinks told me over the phone to get a trace # from my employer and they would send a rejection so my employer could re-send the deposit. Well I got the trace # and provided it to brinks and the days went by and before I knew it my paycheck ... was delayed a week all because brinks wouldn't send over the rejection. My employer finally just sent me a physical check. Thanks for nothing brinks and I'll be taking my business else where More Less

0 votes

I use brinks for my direct deposit from my job. I always get my deposit 2 days early and they even let me overdraft $10 and do not charge any fees. I do pay 5.00 a month but i was paying all types of fees with wells fargo. Thanks brinks!!

0 votes

I was thinking about going to this card but decided not to because of the following

They charge you for every transaction (unless you pay them 9.95 a month but still paying them) They say you can get your money faster by direct deposit. You can get the same from a bank and there are no charges if you have direct deposit over a certain amount to your bank. Just like any credit card that you need to deposit money into it there is always a catch and if you want to get ... nickeled and dimed then go with this card. More Less

0 votes

Brink's service is full of crap! They claim they will help you but will completely fail. I had one of their prepaid cards but they changed their security method. Asking questions that wasn't even related to the security answers I put on my account. So they put a "temporary" block on my account and told me to call customer service. I called and got in touch with reps that only checked my account. Only one was helpful on letting me know to send my id, social security, and proof of ... address. I sent those documents to them about 7 times and all of ten got rejected. I gave it another try and they sent me an email stating my account was closed. Keep in mind the block was temporary but was still on there the whole time. And a rep told me that there wasn't anyway to open the account back up and to find another card company. So livid it doesn't make any sense. More Less

1 votes

Warning to all individuals who are going to do any business with Brinks prepaid Master Card. Don't...! As you will be sorry and regret it for sure as they are the worst and most horrible bank in the entire Country. Lousy customer service and they treat people like crap even after being a loyal customer for years. Brinks and Netspend stink to the letter. Happy Holiday's...

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