Features

Western Union NetSpend Prepaid Mastercard

  • Get paychecks or government benefits checks up to 2 days faster* with Direct Deposit.
  • Send WU® money transfers in minutes, shop online or pay bills.
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Plus: No credit check, late fees, or interest payments because this is not a credit card.
  • Funds availability not guaranteed. Card used is subject to activation and ID verification. Terms and Costs Apply
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.

Who is the Western Union NetSpend Prepaid Mastercard Designed For?

The Western Union NetSpend Prepaid Mastercard is a card for consumers who do not qualify for, or don’t want, a traditional credit/debit card but still want the convenience of paying with a card.

This NetSpend card is particularly attractive to cardholders who receive or send Western Union money transfers. NetSpend Prepaid Mastercard and Western Union have teamed up to provide customers with additional services. For instance, cardholders can transfer money or receive a Western Union money transfer within minutes from over 200 countries.

What Are Western Union NetSpend Prepaid Mastercard’s Rates?

As with all prepaid cards, the Western Union NetSpend does not charge interest. You can only use the cash you have already loaded on the account. That is one of the reasons many people are interested in prepaid cards. There is no risk of falling into a cycle of high-interest debt, as with credit cards.

Who is the Western Union NetSpend Prepaid Mastercard Designed For?

The Western Union NetSpend Prepaid Mastercard is a card for consumers who do not qualify for, or don’t want, a traditional credit/debit card but still want the convenience of paying with a card.

This NetSpend card is particularly attractive to cardholders who receive or send Western Union money transfers. NetSpend Prepaid Mastercard and Western Union have teamed up to provide customers with additional services. For instance, cardholders can transfer money or receive a Western Union money transfer within minutes from over 200 countries.

What Are Western Union NetSpend Prepaid Mastercard’s Fees?

The Western Union NetSpend Prepaid Mastercard provides customers with three options: a Pay-As-You-Go Plan, a Monthly FeeAdvantage Plan, and a Premier FeeAdvantage Plan.

  • The Pay-As-You-Go Plan does not have a monthly fee, but you have to pay $1 for every signature purchase transaction and $2 for every PIN purchase transaction. These fees can add up real fast.
  • The Monthly FeeAdvantage Plan has a $9.95 monthly fee ($119.4 a year), but there are no additional fees for transactions.
  • The Premier FeeAdvantage Plan has a $5 monthly fee ($60 a year), which includes unlimited transactions. However, to qualify for the Premier FeeAdvantage card, you need to have a direct deposit of at least $500 a month.

All users, regardless of their plan, must pay a $2.50 fee for every ATM withdrawal.

What Is Western Union NetSpend Prepaid Mastercard’s Rewards Program Like?

The Western Union NetSpend Prepaid Mastercard does not have a traditional rewards program. However, cardholders can earn money by referring family and friends. Earn $20 credit for every family member or friend that purchase a card and adds a minimum of $40.

Cardholders also receive special offers and cash back from purchases made with partner merchants using the Western Union NetSpend Prepaid Mastercard.

Does Western Union NetSpend Prepaid Mastercard Have Any Other Benefits?

The WU NetSpend Prepaid Mastercard makes it easy and fast to send –or receive—money to/from over 200 countries either at a Western Union location or directly from your home.

Cardholders also qualify to access their tax refund and paycheck faster than traditional methods, such as a check.


How Is Western Union NetSpend Prepaid Mastercard’s Better Than Other Credit Cards?

The Western Union NetSpend Prepaid Mastercard has competitive rates, particularly when you have a direct deposit of $500 or more to leverage. There are over 130,000 reload locations, and you can transfer money quickly and painlessly using Western Union’s network.

 

  • Daily ATM Withdrawal Limit
    $940
  • Free Customer Service
  • Card Network
    Mastercard
  • Max Monthly Service Fee
    $10
  • PIN Purchase Transaction Fee
    $2
  • Signature Purchase Transaction Fee
    1
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