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Who is the Western Union NetSpend Prepaid MasterCard Designed For?
The Western Union NetSpend Prepaid MasterCard is a card for consumers who do not qualify for, or don’t want, a traditional credit/debit card but still want the convenience of paying with a card.

This NetSpend card is particularly attractive to cardholders who receive or send Western Union money transfers. NetSpend Prepaid MasterCard and Western Union have teamed up to provide customers with additional services. For instance, cardholders can transfer money or receive a Western Union money transfer within minutes from over 200 countries.

What Are Western Union NetSpend Prepaid MasterCard’s Interest Rates?
As with all prepaid cards, the Western Union NetSpend does not charge interest. You can only use the cash you have already loaded on the account. That is one of the reasons many people are interested in prepaid cards. There is no risk of falling into a cycle of high-interest debt, as with credit cards.

Who is the Western Union NetSpend Prepaid MasterCard Designed For?
The Western Union NetSpend Prepaid MasterCard is a card for consumers who do not qualify for, or don’t want, a traditional credit/debit card but still want the convenience of paying with a card.

This NetSpend card is particularly attractive to cardholders who receive or send Western Union money transfers. NetSpend Prepaid MasterCard and Western Union have teamed up to provide customers with additional services. For instance, cardholders can transfer money or receive a Western Union money transfer within minutes from over 200 countries.

What Are Western Union NetSpend Prepaid MasterCard’s Fees?

The Western Union NetSpend Prepaid MasterCard provides customers with three options: a Pay-As-You-Go Plan, a Monthly FeeAdvantage Plan, and a Premier FeeAdvantage Plan.

  • The Pay-As-You-Go Plan does not have a monthly fee, but you have to pay $1 for every signature purchase transaction and $2 for every PIN purchase transaction. These fees can add up real fast.
  • The Monthly FeeAdvantage Plan has a $9.95 monthly fee ($119.4 a year), but there are no additional fees for transactions.
  • The Premier FeeAdvantage Plan has a $5 monthly fee ($60 a year), which includes unlimited transactions. However, to qualify for the Premier FeeAdvantage card, you need to have a direct deposit of at least $500 a month.

All users, regardless of their plan, must pay a $2.50 fee for every ATM withdrawal.

What Is Western Union NetSpend Prepaid MasterCard’s Rewards Program Like?

The Western Union NetSpend Prepaid MasterCard does not have a traditional rewards program. However, cardholders can earn money by referring family and friends. Earn $20 credit for every family member or friend that purchase a card and adds a minimum of $40.

Cardholders also receive special offers and cash back from purchases made with partner merchants using the Western Union NetSpend Prepaid MasterCard.

Does Western Union NetSpend Prepaid MasterCard Have Any Other Benefits?

The WU NetSpend Prepaid MasterCard makes it easy and fast to send –or receive—money to/from over 200 countries either at a Western Union location or directly from your home.

Cardholders also qualify to access their tax refund and paycheck faster than traditional methods, such as a check.


How Is Western Union NetSpend Prepaid MasterCard’s Better Than Other Credit Cards?
The Western Union NetSpend Prepaid MasterCard has competitive rates, particularly when you have a direct deposit of $500 or more to leverage. There are over 130,000 reload locations, and you can transfer money quickly and painlessly using Western Union’s network.

 

  • Card Network
    Mastercard
  • Free In-network ATM Withdrawal
  • Max Monthly Service Fee
    $10
  • No PIN Purchase Transaction Fee
  • No Signature Purchase Transaction Fee
  • PIN Purchase Transaction Fee
    $2
  • Signature Purchase Transaction Fee
    1
  • Out-of-Network ATM Withdrawal Fee
    $4
  • Daily ATM Withdrawal Limit
    $940
  • Free Customer Service
  • Free FICO Score
js-table-filter bizname-pink-ace-elite-visa-prepaid-card
js-table-filter free-customer-service-520
15000
js-table-filter card-type-12

Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $4
000
js-table-filter bizname-pink-netspend-visa-prepaid-card
js-table-filter free-customer-service-520
15000
js-table-filter no-monthly-service-fee-514
js-table-filter card-type-12

Est. 1999

  • No Monthly Service Fee
Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $3
000
js-table-filter bizname-ace-elite-blue-visa-prepaid-card
js-table-filter free-customer-service-520
15000
js-table-filter card-type-12

Est. 1999

Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $4
000
js-table-filter bizname-ace-elite-purple-visa-prepaid-card
js-table-filter free-customer-service-520
15000
js-table-filter card-type-12

Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $4
000
js-table-filter bizname-ace-elite-bronze-visa-prepaid-card
js-table-filter free-customer-service-520
15000
js-table-filter card-type-12

Est. 1999

Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $4
000
js-table-filter bizname-western-union-netspend-prepaid-mastercard
js-table-filter free-customer-service-520
15000
js-table-filter card-type-11

Est. 1999

Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $4
010
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This is the worst purchase I have EVER made. You charge to add cash to this card and then you charge for every purchase you make unless you pay $10 monthly. This is a scam that takes advantage of people who are already in a tough spot. I will take my $20 loss in fees alone and will never use this card and will report this review online. It took a month to get my temporary card to get registered, it took more than a month to get my actual ... card and the customer service by email is garbage. One person out of 5 helped me get this card registered and activated. I have nothing good to say about this experience. More Less


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