Features

Western Union NetSpend Prepaid MasterCard

  • Get paychecks or government benefits checks up to 2 days faster* with Direct Deposit.
  • Send WU® money transfers in minutes, shop online or pay bills.
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Plus: No credit check, late fees, or interest payments because this is not a credit card.
  • Funds availability not guaranteed. Card used is subject to activation and ID verification. Terms and Costs Apply
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.

Who is the Western Union NetSpend Prepaid MasterCard Designed For?

The Western Union NetSpend Prepaid MasterCard is a card for consumers who do not qualify for, or don’t want, a traditional credit/debit card but still want the convenience of paying with a card.

This NetSpend card is particularly attractive to cardholders who receive or send Western Union money transfers. NetSpend Prepaid MasterCard and Western Union have teamed up to provide customers with additional services. For instance, cardholders can transfer money or receive a Western Union money transfer within minutes from over 200 countries.

What Are Western Union NetSpend Prepaid MasterCard’s Rates?

As with all prepaid cards, the Western Union NetSpend does not charge interest. You can only use the cash you have already loaded on the account. That is one of the reasons many people are interested in prepaid cards. There is no risk of falling into a cycle of high-interest debt, as with credit cards.

Who is the Western Union NetSpend Prepaid MasterCard Designed For?

The Western Union NetSpend Prepaid MasterCard is a card for consumers who do not qualify for, or don’t want, a traditional credit/debit card but still want the convenience of paying with a card.

This NetSpend card is particularly attractive to cardholders who receive or send Western Union money transfers. NetSpend Prepaid MasterCard and Western Union have teamed up to provide customers with additional services. For instance, cardholders can transfer money or receive a Western Union money transfer within minutes from over 200 countries.

What Are Western Union NetSpend Prepaid MasterCard’s Fees?

The Western Union NetSpend Prepaid MasterCard provides customers with three options: a Pay-As-You-Go Plan, a Monthly FeeAdvantage Plan, and a Premier FeeAdvantage Plan.

  • The Pay-As-You-Go Plan does not have a monthly fee, but you have to pay $1 for every signature purchase transaction and $2 for every PIN purchase transaction. These fees can add up real fast.
  • The Monthly FeeAdvantage Plan has a $9.95 monthly fee ($119.4 a year), but there are no additional fees for transactions.
  • The Premier FeeAdvantage Plan has a $5 monthly fee ($60 a year), which includes unlimited transactions. However, to qualify for the Premier FeeAdvantage card, you need to have a direct deposit of at least $500 a month.

All users, regardless of their plan, must pay a $2.50 fee for every ATM withdrawal.

What Is Western Union NetSpend Prepaid MasterCard’s Rewards Program Like?

The Western Union NetSpend Prepaid MasterCard does not have a traditional rewards program. However, cardholders can earn money by referring family and friends. Earn $20 credit for every family member or friend that purchase a card and adds a minimum of $40.

Cardholders also receive special offers and cash back from purchases made with partner merchants using the Western Union NetSpend Prepaid MasterCard.

Does Western Union NetSpend Prepaid MasterCard Have Any Other Benefits?

The WU NetSpend Prepaid MasterCard makes it easy and fast to send –or receive—money to/from over 200 countries either at a Western Union location or directly from your home.

Cardholders also qualify to access their tax refund and paycheck faster than traditional methods, such as a check.


How Is Western Union NetSpend Prepaid MasterCard’s Better Than Other Credit Cards?

The Western Union NetSpend Prepaid MasterCard has competitive rates, particularly when you have a direct deposit of $500 or more to leverage. There are over 130,000 reload locations, and you can transfer money quickly and painlessly using Western Union’s network.

 

  • Card Network
    Mastercard
  • Max Monthly Service Fee
    $10
  • PIN Purchase Transaction Fee
    $2
  • Signature Purchase Transaction Fee
    1
  • Out-of-Network ATM Withdrawal Fee
    $4
  • Daily ATM Withdrawal Limit
    $940
  • Free Customer Service
js-table-filter bizname-pink-ace-elite-visa-prepaid-card
js-table-filter free-customer-service-520
15000
js-table-filter card-type-12

Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $4
000
js-table-filter bizname-pink-netspend-visa-prepaid-card
js-table-filter free-customer-service-520
15000
js-table-filter no-monthly-service-fee-514
js-table-filter card-type-12

Est. 1999

  • No Monthly Service Fee
Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $3
100
js-table-filter bizname-western-union-netspend-prepaid-mastercard
js-table-filter free-customer-service-520
15000
js-table-filter card-type-11

Est. 1999

Daily ATM Withdrawal Limit $940
Max Balance $15,000
Max Monthly Service Fee $10
Out-of-Network ATM Withdrawal Fee $4
010
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0 votes

This card is SCAM!!! I lost all my funds and never got them back. DON'T BUY IT!!!


0 votes

I give this card ???????????????? Thumbs DOWN. On June 2, 2017 I had my tax refund deposited on to this card. The next mid morning 1500 was transferred into and unknown account from mine to theirs. They really dropped the ball. Your money is not safe with them. Even after them money was taken I was then sent out a new card in a whole new account. The day the card was to come I tracked it through ups and found out two cards where on the truck with my ... name on it but going to different address so that was the second time they dropped the ball. I am still waiting to hear back on when and if I will be getting my money back. They also treated me like I was wrong for being upset about allowing someone to gain access to my account and get all my information to steal my money. I got a text message saying it was a transfer happing. I got on the phone and checked my account. I seen they moved 1500 from Savings to checkings to a whole other account that had nothing to do with mine. All while I was calling them to see why they moved my money this was taking place. Whatever you do PLEASE DONT USE THIS CARD OR COMPANY AT ALL. I CALLED THE NEWS AND OTHERS AND FOUND MANY IF OTHER PPL THIS HAS HAPPEN TO OVER THE LAST FEW MONTHS. THEY ARE TAKING IT THE SAME WAY THEY TOOK IT FROM ME. IT HAS TI BE A INSIDE JOB! More Less

0 votes

My name is OTTO DOTSON. I followed all instructions for the refer a friend program. But they will not give me and my friend what they promised us for using the refer a friend program. They keep telling us every 48business hrs. They tell us 48 more hrs 48 more hrs 48more hrs 48 more hrs. Bad business WU. I'M STILL WAITING FOR MY $20. ME AND MY FRIEND. I PROMISE I WONT REFER ANY BODY ELSE. I'M IN A CLUB AND THERE ARE 88 PEOPLE IN MY CLUB ... THAT I WAS GOING TO GET A CARD FOR THREW THE REFER A FRIEND PROGRAM BUT!! I BETTER NIT!; YOU ALK REPRESENT " BAD BUSINESS LIES AND DECETE More Less

0 votes

I will NEVER purchase this card again in my life. First when I called to activate the card i gave all the necessary information and was told that my information did not register in their system so I would need to send a copy of my ID social security card and a copy of my utility bill (really) and it would take 6 hours to process not 1 hour but 6 hours (really) and when I tried to call after those long 6 hours I could not get through it ... kept saying your call diduring not go through and after calling back after about ten times the phone line was busy (really) this card is a joke a complete fail More Less


0 votes

This is the worst purchase I have EVER made. You charge to add cash to this card and then you charge for every purchase you make unless you pay $10 monthly. This is a scam that takes advantage of people who are already in a tough spot. I will take my $20 loss in fees alone and will never use this card and will report this review online. It took a month to get my temporary card to get registered, it took more than a month to get my actual ... card and the customer service by email is garbage. One person out of 5 helped me get this card registered and activated. I have nothing good to say about this experience. More Less


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