in Renters Insurance

Unaffiliated Visit Site



in Renters Insurance

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

0 users recommend
1 user is unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Trov to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend


Trov Renters Insurance Overview

TROV is an on-demand insurance platform that allows you to protect just the things you care about when you want. Everything, from registering to filing a claim only takes a few taps on your phone. The big selling points of TROV are its on-demand coverage, customer service, and easy to use platform.

TROV was founded in 2012 and is based in Danville, California. It is currently available in Australia and will launch in the USA in the future. Trov chose Australia to launch its product because it has a single regulatory body as opposed to 50 – one for every state – insurance regulatory bodies in the United States. Australia is also the country with the highest smartphone penetration per capita in the world. TROV’s policies are underwritten by Munich RE, a German reinsurance giant based in Munich.

Trov has received over $80 million in funding. The main investors are Anthemis Group, Gordon Bell, Guidewire Group and Oak HC.

What Are Trov Renters Insurance’s Ratings?

Trov has not yet received ratings by Moody’s, AM Best, or Standard & Poor’s. However, Munich RE, the insurance company that backs Trov has an A+ rating with AM Best, an A2 rating with Moody’s, and an A- rating with Standard and Poor’s.

What Coverage Does Trov Renters Insurance Offer?

Trov offers customers the ability to insure a single item for a set period. Policyholders can choose to pay daily or monthly rates. Once users add an item to their policy, they can activate or deactivate coverage from their phone with a single swipe.

Conventional homeowners and renters insurance policies cover all the personal property, but the deductible policyholders have to pay (typically $500 or $1,000) is more than what most individual items cost. For instance, most phones or laptops are worth around $500 or $1,000. Trov offers coverage for individual items that policyholders would generally have pay out of pocket if they were damaged or lost.

How Does Trov Compare with Other Renters Insurance Companies?

Trov has still not launched in the USA. So it is still unclear whether it will succeed in differentiating itself from other online insurance providers.

We like:

- Ability to get coverage for individual items

- Easy to activate and deactivate coverage

- Low costs

We don’t like:

- Still not available in the U.S.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   347 Hartz Avenue
    Danville, CA 94526 USA
  •   Visit Site

Feature Breakdown

Home and Renters Insurance Riders
  • Valuable Items
Financial Strength Rating
  • A+
Property Damage  
Personal Property Protection  
Home and Renters Insurance
  • Personal Property Protection



Would you recommend Trov to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Renters Insurance