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  Certainty Home Loans Reverse Mortgage
Certainty Home Loans Reverse Mortgage
in Reverse Mortgages from Certainty Home Loans · NMLS ID #2146
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Certainty Home Loans Reverse Mortgage

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in Reverse Mortgages from Certainty Home Loans · NMLS ID #2146
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Certainty Home Loans Reverse Mortgage Review

Certainty Home Loans Reverse Mortgage is offered by Certainty Home Loans (NMLS #2146), a direct lender founded in 2000 and based in Plano, TX. Certainty Home Loans Reverse Mortgage are available in 9 states across the USA.

Certainty Home Loans Reverse Mortgage FAQ

What types of reverse mortgages does Certainty Home Loans Reverse Mortgage offer?

Certainty Home Loans Reverse Mortgage allows borrowers to apply for the following types of reverse mortgage.

Lump sum. The borrower can access the entire amount immediately. However, you will need to pay interest on the entire amount regardless of whether you spend it.

Monthly disbursement. With this option, you get a monthly allowance. This is a good option if you need an additional source of income to cover your living expenses. It can be used in combination with a line of credit for additional flexibility.

What fees does Certainty Home Loans Reverse Mortgage charge for a reverse mortgage?

Certainty Home Loans Reverse Mortgage may charge a loan origination fee.

What types of property can you use as security for a reverse mortgage with Certainty Home Loans Reverse Mortgage?

Lenders often have restrictions on the type of properties they will accept as security for a reverse mortgage. Certainty Home Loans Reverse Mortgage will consider lines of credit secured by the following property types:

  • Primary home

 

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Other Services by Certainty Home Loans

Availability

  Available in 9 states
  • Alabama
  • Colorado
  • Florida
  • Georgia
  • Kansas
  • North Carolina
  • Oklahoma
  • South Carolina
  • Texas

Feature Breakdown

Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use Primary Home
Minimum Age 62
Reverse Mortgage Options
  • Standard
  • HECM for Home Purchase
Reverse Mortgage Payment Options
  • Lump sum
  • Monthly disbursement

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