Certainty Home Loans is based in Plano, TX. The company was founded in 2000 and offers reverse mortages in state in the USA.
Certainty Home Loans allows borrowers to apply for the following types of reverse mortgage.
Lump sum. The borrower can access the entire amount immediately. However, you will need to pay interest on the entire amount regardless of whether you spend it.
Monthly disbursement. With this option, you get a monthly allowance. This is a good option if you need an additional source of income to cover your living expenses. It can be used in combination with a line of credit for additional flexibility.
Certainty Home Loans may charge a loan origination fee.
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