Features

Where does Certainty Home Loans do business?

Certainty Home Loans is based in Plano, TX. The company was founded in 2000 and offers reverse mortages in state in the USA.

What types of reverse mortgages does Certainty Home Loans offer?

Certainty Home Loans allows borrowers to apply for the following types of reverse mortgage.

Lump sum. The borrower can access the entire amount immediately. However, you will need to pay interest on the entire amount regardless of whether you spend it.

Monthly disbursement. With this option, you get a monthly allowance. This is a good option if you need an additional source of income to cover your living expenses. It can be used in combination with a line of credit for additional flexibility.

What fees does Certainty Home Loans charge for a reverse mortgage?

Certainty Home Loans may charge a loan origination fee.

  • Reverse Mortgage Options
    • HECM for home purchase
    • Standard
  • Reverse Mortgage Payment Options
    • Lump sum
    • Monthly disbursement
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