Chime Savings Account
in Savings Accounts from Chime · Member FDIC
Would you recommend Chime Savings Account to your friends?
| Community Rating | Mostly recommended |
| Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.5% |
| APY Minimum Balance | $0 |
| Number of Reviews | 17 |
Chime Savings Account Review
Chime Savings Account is offered by Chime, a bank founded in 2012 and based in Wilmington, DE. It is made possible by a bank partnership with The Bancorp Bank. Chime Savings Account is available in 50 states (and Washington, DC).
Are savings accounts from Chime federally insured?
Yes, your Chime savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Chime offer a signup bonus?
Chime Savings Account doesn't offer a signup bonus.
What is the minimum balance for Chime Savings Account?
The minimum balance to open a Chime Savings Account is $0.| Description | |
|---|---|
| APY Minimum Balance | $0 |
| Minimum Initial Deposit | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Required Balance | N/A |
| Minimum Account Transfer to Avoid Monthly Fee | N/A |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
What APY does Chime offer?
Chime Savings Account offers an APY of 0.5% (APY stands for annual percentage yield, rates may change).
What features and perks does Chime Savings Account offer?
This account includes the following features.
| Description | |
|---|---|
| Bank Account Features |
|
What fees does Chime Savings Account charge?
Chime Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.
Message From Chime
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Early Account Closure | $0 |
| Monthly Fee | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
Chime Savings Account Community Reviews
Would you recommend Chime Savings Account to your friends?
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