We’re now the largest locally led financial services institution in the Greater Rochester area. With assets of more than $8.3 billion, ESL is one of the largest credit unions in New York State. And we rank in the top 1% of more than 7,000 federally insured credit unions in the U.S. All of us at ESL take great pride in those achievements. With 100 years of locally owned history, ESL Federal Credit Union serves as a full-service financial institution to more than 378,000 members and 11,800 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 22 branch network, telephone, mobile, online and live chat center. 

At ESL, we go out of our way every day to give you advice you can count on. Crystal-clear information. Awesome convenience. Plus our legendary, delight-our-members service.  It’s all part of our effort to prove that ESL answers to you. Manage your money. Save for the future. Borrow for your needs. Get highly competitive rates. And enjoy free checking with any balance. How many banks offer that kind of happiness? And don’t forget. We also offer great investing and wealth management services. And a portfolio of smart solutions for small business and commercial banking. The simple fact is, we want to be your everything bank.