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  First Citizens Bank & Trust Company E.Savings Account

First Citizens Bank & Trust Company E.Savings Account

in Savings Accounts from First Citizens Bank & Trust Company · Member FDIC

Unaffiliated

First Citizens Bank & Trust Company E.Savings Account

Unaffiliated

in Savings Accounts from First Citizens Bank & Trust Company · Member FDIC

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Highlights
Highlights
Monthly Fee $0 - $5
APY (Annual Percentage Yield) 0.03%
APY Minimum Balance N/A

First Citizens Bank & Trust Company E.Savings Account Review

First Citizens Bank & Trust Company E.Savings Account is offered by First Citizens Bank & Trust Company, a bank founded in 1936 and based in Raleigh, NC. First Citizens Bank & Trust Company E.Savings Account is available in 19 states across the USA.

First Citizens Bank & Trust Company E.Savings Account FAQ

Are savings accounts from First Citizens Bank & Trust Company federally insured?

Yes, your First Citizens Bank & Trust Company savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does First Citizens Bank & Trust Company offer a signup bonus?

First Citizens Bank & Trust Company E.Savings Account doesn't offer a signup bonus.

What is the minimum balance for First Citizens Bank & Trust Company E.Savings Account?

The minimum balance to open a First Citizens Bank & Trust Company E.Savings Account is $25.
First Citizens Bank & Trust Company E.Savings Account Account Minimums
Description
APY Minimum Balance N/A
Minimum Initial Deposit $25
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance N/A
Minimum Direct Deposit to Avoid Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee $300

What APY does First Citizens Bank & Trust Company offer?

First Citizens Bank & Trust Company E.Savings Account offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).

What features and perks does First Citizens Bank & Trust Company E.Savings Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - First Citizens Bank & Trust Company E.Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
  • First Citizens Bank & Trust Company E.Savings Account Features
    Description
    Bank Account Features
    • No ATM Fees
    • Branch Access
    • Bauer Financial A+/A Rating
    • Automatic Savings
    • Debit Card
    • Free Bill Pay
    • Fraud Monitoring
    • Mobile Banking
    • Check Images with Statement
    • Interest Bearing Account
    • No Monthly Maintenance Fee
    • Mobile Check Deposit

What fees does First Citizens Bank & Trust Company E.Savings Account charge?

First Citizens Bank & Trust Company E.Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $300.

  • Outgoing domestic bank transfers come with a $30 fee.
  • Incoming domestic bank transfers come with a $16 fee.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   239 Fayetteville Street
    Raleigh, NC 27601
  •   Visit Site

Other Services by First Citizens Bank & Trust Company

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View all savings accounts offered by First Citizens Bank & Trust Company

Availability

  Available in 19 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Kansas
  • Maryland
  • Missouri
  • New Mexico
  • North Carolina
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $300
Minimum Initial Deposit $25
International ATM Surcharge $5
Monthly Fee $0 - $5
Wire Transfer Fee - Domestic (Incoming) $16
Wire Transfer Fee - Domestic (Outgoing) $30
Bauer Financial A+/A Rating  
Bank Account Features
  • No ATM Fees
  • Branch Access
  • Bauer Financial A+/A Rating
  • Automatic Savings
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.03%

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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