Last Updated: 04/18/2025
Rio Grande FCU Kid's Club Account
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
0.40%(Verified 06/21/2024)
Minimum Opening Deposit
$25
Minimum Balance to Earn APY
N/A
Rio Grande FCU Kid's Club Account Review
Rio Grande FCU Kid's Club Account is offered by Rio Grande Federal Credit Union, a credit union founded in 1953 and based in Grand Junction, CO. Rio Grande FCU Kid's Club Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Rio Grande FCU Kid's Club Account has an annual percentage yield of up to 0.40%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
Rio Grande FCU Kid's Club Account Pros & Cons
| Pros | Cons |
|
|
Rio Grande FCU Kid's Club Account FAQ
Are savings accounts from Rio Grande Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Rio Grande Federal Credit Union offer a signup bonus?
Rio Grande FCU Kid's Club Account doesn't offer a signup bonus.
What is the minimum initial deposit for Rio Grande FCU Kid's Club Account?
The minimum deposit to open a Rio Grande FCU Kid's Club Account is $25.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Rio Grande FCU Kid's Club Account offer?
Rio Grande FCU Kid's Club Account offers an APY of 0.40% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Rio Grande FCU Kid's Club Account charge?
Rio Grande FCU Kid's Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Rio Grande FCU Kid's Club Account offer?
This savings account includes the following features:
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Rio Grande FCU Kid's Club Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed