The Golden 1 Credit Union Regular Savings Account

The Golden 1 Credit Union Regular Savings Account Review

The Golden 1 Credit Union Regular Savings Account is offered by The Golden 1 Credit Union, a credit union founded in 1990 and based in Sacramento, CA. The Golden 1 Credit Union Regular Savings Account are available in 1 state across the USA.

Key Takeaways

• $0 monthly fee. This account does not charge any monthly account fees.
• Small minimum initial deposit. You only need $1 to open an account.
• No ATM fees. The Golden 1 Credit Union Regular Savings Account does not charge fees on ATM transactions.

Golden 1 savings account Pros & Cons

Golden 1 savings account FAQ

Are savings accounts from The Golden 1 Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does The Golden 1 Credit Union offer a signup bonus?

Golden 1 savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Golden 1 savings account?

What APY does The Golden 1 Credit Union Regular Savings Account offer?

Golden 1 savings account offers a variable APY starting at 0.05% (APY stands for annual percentage yield, rates may change).

What fees does Golden 1 savings account charge?

Golden 1 savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $25 fee.
• Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Golden 1 savings account charges $5 every time you request a paper statement.

What features and perks does Golden 1 savings account offer?

This savings account includes the following features:

• Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
• Fraud monitoring - Golden 1 savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Mobile Banking Services - Golden 1 savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Golden 1 savings account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Golden 1 savings account?

The customer support email for Golden 1 savings account is mbrsvc@golden1.com.