Spectrum Federal Credit Union (Company)

Founded as Bechtel Employees Federal Credit Union in 1973, we are among the largest credit unions in the U.S. With personalized, trustworthy service from people who know you, work hard for you, and do the right thing for you, Spectrum Credit Union is your lifelong partner in achieving financial success. Depositing money into a credit union savings account gains you both membership and ownership. While other financial institutions pay profits to outside stockholders, credit unions return their net earnings to their own member-owners through high dividends (interest) on savings and low rates on loans. This is what sets credit unions apart, and it has been an integral part of their foundation for hundreds of years. When you finance your home through Spectrum Credit Union, you get access to customizable solutions and competitive interest rates that fit your needs. Buying a home is a life-changing experience. Whether it’s your first home purchase or a retirement home purchase, the excitement is truly one of a kind.