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  APG Federal Credit Union Visa Platinum Preferred Student

APG Federal Credit Union Visa Platinum Preferred Student

in Student Credit Cards from APG Federal Credit Union

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APG Federal Credit Union Visa Platinum Preferred Student

Unaffiliated

in Student Credit Cards from APG Federal Credit Union

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 15.49% - 17.49%
Balance Transfer APR  (Variable APR) 10.49% - 17.99%
Credit Score Range 650 - 850

APG Federal Credit Union Visa Platinum Preferred Student Review

Who is APG Federal Credit Union Visa Platinum Preferred Student designed for?

APG Federal Credit Union Visa Platinum Preferred Student is a credit card issued by APG Federal Credit Union. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

This card has a credit limit of up to 1000.

What are the relevant APRs for APG Federal Credit Union Visa Platinum Preferred Student?

APG Federal Credit Union Visa Platinum Preferred Student has a variable purchase APR that ranges from 15.49% up to 17.49% .

The card has a variable balance transfer APR that ranges from 10.49% up to 17.99% .

It also has a variable cash advance APR that ranges from 10.49% up to 17.99% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does APG Federal Credit Union Visa Platinum Preferred Student have an introductory APR offer?

Yes, APG Federal Credit Union Visa Platinum Preferred Student offers an introductory APR rate on balance transfers of 0%

This card does offer an introductory APR rate on new purchases of 0%

APG Federal Credit Union Visa Platinum Preferred Student Rates & Terms
Purchase APR 15.49% - 17.49%
Balance Transfer APR 10.49% - 17.99%
Cash Advance APR 10.49% - 17.99%
Penalty APR 18%

What are the APG Federal Credit Union Visa Platinum Preferred Student fees?

The following fees apply to APG Federal Credit Union Visa Platinum Preferred Student:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • A returned payment fee of up to $20.

Does APG Federal Credit Union Visa Platinum Preferred Student have a foreign transaction fee?

APG Federal Credit Union Visa Platinum Preferred Student charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

APG Federal Credit Union Visa Platinum Preferred Student Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee $20
Late Payment Fee $25

Is there a APG Federal Credit Union Visa Platinum Preferred Student cash back or rewards program?

No, APG Federal Credit Union Visa Platinum Preferred Student does not offer a rewards program. This card features rewards for purchases in the following categories:

  • Every Purchase

What are the APG Federal Credit Union Visa Platinum Preferred Student benefits?

APG Federal Credit Union Visa Platinum Preferred Student provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

Does APG Federal Credit Union Visa Platinum Preferred Student report your account activity to credit bureaus?

APG Federal Credit Union Visa Platinum Preferred Student reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for APG Federal Credit Union Visa Platinum Preferred Student

  • Visit the APG Federal Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 9:00am - 1:00pm

Other Services by APG Federal Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee  
No Interest Grace Period for Late Payment 25
Cash Advance Fee Minimum $2
Foreign Currency Transaction Fee 1%
Late Fee Amount $25
Minimum Cash Advance Fee ($) $2
Returned Payment Fee $20
Customer Type Student
Minimum Age 18
Card Network
  • Visa
Card Type
  • Student
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Fraud Liability  
Bonus Rewards 2,500 welcome and first card use bonus points
Rewards Categories
  • Every Purchase
Signup Bonus (points) 2,500
Cash Advance APR (Variable APR) 10.49% - 17.99%
Purchase APR (Variable APR) 15.49% - 17.49%
Balance Computation average daily balance (including new purchases)
Credit Limit $1,000
Introductory Rate 0%
Penalty APR 18%
Balance Transfer APR (Variable APR) 10.49% - 17.99%
Introductory Rate 0%

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