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  BankAmericard® Credit Card for Students

BankAmericard® Credit Card for Students

in Student Credit Cards from Bank of America

Unaffiliated

BankAmericard® Credit Card for Students

Unaffiliated

in Student Credit Cards from Bank of America

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 14.99% - 24.99%
Balance Transfer APR  (Variable APR) 14.99% - 24.99%
Credit Score Range 600 - 850

BankAmericard® Credit Card for Students Review

Who is BankAmericard® Credit Card for Students designed for?

BankAmericard® Credit Card for Students is a credit card issued by Bank of America. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs for BankAmericard® Credit Card for Students?

BankAmericard® Credit Card for Students has a variable purchase APR that ranges from 14.99% up to 24.99% .

The card has a variable balance transfer APR that ranges from 14.99% up to 24.99% .

It also has a variable cash advance APR that ranges from 17.99% up to 26.99% .

Does BankAmericard® Credit Card for Students have an introductory APR offer?

No, BankAmericard® Credit Card for Students does not come with an introductory APR offer for balance transfers.

This card does offer an introductory APR rate on new purchases of 0%

BankAmericard® Credit Card for Students Rates & Terms
Purchase APR 14.99% - 24.99%
Balance Transfer APR 14.99% - 24.99%
Cash Advance APR 17.99% - 26.99%

What are the BankAmericard® Credit Card for Students fees?

The following fees apply to BankAmericard® Credit Card for Students:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $28.

Does BankAmericard® Credit Card for Students have a foreign transaction fee?

BankAmericard® Credit Card for Students charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

BankAmericard® Credit Card for Students Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $28
Late Payment Fee $39

Is there a BankAmericard® Credit Card for Students cash back or rewards program?

No, BankAmericard® Credit Card for Students does not offer a rewards program.

What are the BankAmericard® Credit Card for Students benefits?

BankAmericard® Credit Card for Students provides the following benefits:

  • Free Credit Score
  • Extended Warranty Protection
  • Fraud Liability
  • Reports to major credit bureaus

Does BankAmericard® Credit Card for Students report your account activity to credit bureaus?

BankAmericard® Credit Card for Students reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for BankAmericard® Credit Card for Students

  • Visit the Bank of America .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount $39
Minimum Interest Charge $1.50
Returned Payment Fee $28
Co-signing Allowed  
Customer Type Student
Minimum Age 18
Card Network
  • Mastercard
Card Type
  • Student
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
Extended Warranty  
Fraud Liability  
Free FICO Score  
Cash Advance APR (Variable APR) 17.99% - 26.99%
Purchase APR (Variable APR) 14.99% - 24.99%
Balance Computation average daily balance (including new purchases)
Introductory Rate 0%
Balance Transfer APR (Variable APR) 14.99% - 24.99%

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1 Reviews

Bank of America Student Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Bank of America® Travel Rewards for Students
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    12% 26% Variable APR
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    10% 26% Variable APR
Credit Score Range 600 - 850     600 850
BankAmericard Cash Rewards Credit Card for Students
Annual Fee $0 Annual Fee
Purchase APR 15.99% - 25.99%
(Variable APR)
    12% 26% Variable APR
Balance Transfer APR 15.99% - 25.99%
(Variable APR)
    10% 26% Variable APR
Credit Score Range 600 - 850     600 850