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  Citi Rewards+ Student Card

Citi Rewards+ Student Card

in Student Credit Cards from Citibank

Unaffiliated

Citi Rewards+ Student Card

Unaffiliated

in Student Credit Cards from Citibank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 16.24% - 26.24%
Balance Transfer APR  (Variable APR) 16.24% - 26.24%
Credit Score Range 690 - 850

Citi Rewards+ Student Card Review

Who is Citi Rewards+ Student Card designed for?

Citi Rewards+ Student Card is a credit card issued by Citibank. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs for Citi Rewards+ Student Card?

Citi Rewards+ Student Card has a variable purchase APR that ranges from 16.24% up to 26.24% .

The card has a variable balance transfer APR that ranges from 16.24% up to 26.24% .

It also has a variable cash advance APR of 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Citi Rewards+ Student Card have an introductory APR offer?

No, Citi Rewards+ Student Card does not come with an introductory APR offer for balance transfers.

This card does offer an introductory APR rate on new purchases of 0%

Citi Rewards+ Student Card Rates & Terms
Purchase APR 16.24% - 26.24%
Balance Transfer APR 16.24% - 26.24%
Cash Advance APR 26.99%
Penalty APR 29.99%

What are the Citi Rewards+ Student Card fees?

The following fees apply to Citi Rewards+ Student Card:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.

Does Citi Rewards+ Student Card have a foreign transaction fee?

Citi Rewards+ Student Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Citi Rewards+ Student Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $39
Late Payment Fee up to $39

Is there a Citi Rewards+ Student Card cash back or rewards program?

Citi Rewards+ Student Card offers a rewards program to its customers.

Does Citi Rewards+ Student Card have a signup bonus?

Citi Rewards+ Student Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.

Does Citi Rewards+ Student Card offer an annual loyalty bonus?

Citi Rewards+ Student Card doesn't offer a cash loyalty bonus.

What are the Citi Rewards+ Student Card benefits?

Citi Rewards+ Student Card provides the following benefits:

  • Free Credit Score
  • Fraud Liability
  • Reports to major credit bureaus

Does Citi Rewards+ Student Card report your account activity to credit bureaus?

Citi Rewards+ Student Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Citi Rewards+ Student Card

  • Visit the Citibank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee  
No Interest Grace Period for Late Payment 23
Cash Advance Fee (%) 5%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount Up to $39
Minimum Interest Charge $0.50
Returned Payment Fee Up to $39
Customer Type Student
Minimum Age 18
Card Network
  • Mastercard
Card Type
  • Gas
  • Rewards
  • Student
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Fraud Liability  
Free FICO Score  
All Other Purchases Round Up to the nearest 10 points on every purchase — with no cap. So your $2 coffee earns 10 points. And a $22 dinner for two earns 30 points.
Bonus Rewards Earn 2,500 Bonus Points after you spend $500 in purchases with your card within the first 3 months of account opening
No Reward Expiration Period  
Signup Bonus (points) 2,500
Cash Advance APR (Variable APR) 26.99%
Purchase APR (Variable APR) 16.24% - 26.24%
Balance Computation daily balance (including current transactions)
Introductory Rate 0%
Penalty APR 29.99%
Balance Transfer APR (Variable APR) 16.24% - 26.24%

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1 Reviews

Citibank Student Credit Cards

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Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Citi ThankYou Preferred Card for College Students

Citi ThankYou Preferred Card for College Students

7
4
 
12 total votes
Annual Fee $0 Annual Fee
Purchase APR 14.49% - 24.49%
(Variable APR)
    12% 26% Variable APR
Balance Transfer APR 14.49% - 24.49%
(Variable APR)
    10% 26% Variable APR
Credit Score Range 650 - 850     600 850