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  Discover it Chrome for Students

Discover it Chrome for Students

in Student Credit Cards from Discover Bank

Unaffiliated

Discover it Chrome for Students

Unaffiliated

in Student Credit Cards from Discover Bank

SuperMoney Net Recommendation Score +71% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

10 users recommend
4 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating Strongly recommended
Annual Fee $0
Purchase APR  (Variable APR) 15.24% - 24.24%
Balance Transfer APR  (Variable APR) 15.24% - 24.24%
Credit Score Range 640 - 850
Number of Reviews 14

Discover it Chrome for Students Review

Who is Discover it Chrome for Students designed for?

Discover it Chrome for Students is a credit card issued by Discover Bank. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs for Discover it Chrome for Students?

Discover it Chrome for Students has a variable purchase APR that ranges from 15.24% up to 24.24% . The card has a variable balance transfer APR that ranges from 15.24% up to 24.24% .

It also has a variable cash advance APR starting at 27.24% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Discover it Chrome for Students have an introductory APR offer?

Yes, Discover it Chrome for Students offers an introductory APR rate on balance transfers of 10.99%

This card does offer an introductory APR rate on new purchases of 0%

Discover it Chrome for Students Rates & Terms
Purchase APR 15.24% - 24.24%
Balance Transfer APR 15.24% - 24.24%
Cash Advance APR Starting at 27.24%
Penalty APR 0%

What are the Discover it Chrome for Students fees?

The following fees apply to Discover it Chrome for Students:

  • There is no annual fee.
  • A late payment penalty of up to $37.
  • A returned payment fee of up to $37.

Does Discover it Chrome for Students have a foreign transaction fee?

Discover it Chrome for Students does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
Discover it Chrome for Students Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $37
Late Payment Fee up to $37

Is there a Discover it Chrome for Students cash back or rewards program?

Discover it Chrome for Students offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Restaurants

Does Discover it Chrome for Students have a signup bonus?

Discover it Chrome for Students doesn't offer a cash signup bonus.

Does Discover it Chrome for Students offer an annual loyalty bonus?

Yes, Discover it Chrome for Students offers card users an annual bonus worth up to $20.

What are the Discover it Chrome for Students benefits?

Discover it Chrome for Students provides the following benefits:

  • Free Credit Score
  • Fraud Liability
  • Reports to major credit bureaus

Does Discover it Chrome for Students report your account activity to credit bureaus?

Discover it Chrome for Students reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Discover it Chrome for Students

  • Visit the Discover Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment 25
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee Up to $37
Minimum Interest Charge $0.50
Late Fee Amount Up to $37
Cash Advance Fee ($) Starting at $10
Cash Advance Fee (%) Starting at 5%
Cash Advance Fee Minimum $10
Minimum Age 18
Credit Score Range 640 - 850
Customer Type Student
Fraud Liability  
Free FICO Score  
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Bonus Rewards Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years
All Other Purchases Earn unlimited 1% cash back on all other purchases — automatically.
Every Purchase Earn 2% Cash Back At gas stations and restaurants on up to $1,000 in combined purchases each quarter
Rewards Categories
  • Every Purchase
  • Gas
  • Restaurants
Annual Loyalty Bonus $20
Purchase APR (Variable APR) 15.24% - 24.24%
Cash Advance APR (Variable APR) Starting at 27.24%
Balance Computation daily balance (including new transactions)
Penalty APR 0%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 15.24% - 24.24%
Introductory Rate 10.99%

Discover it Chrome for Students Community Reviews

 
 

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Purchase APR

Balance Transfer APR

Credit Score Range

Discover it Student Cash Back

Discover it Student Cash Back

 
1
 
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 15.24% - 24.24%
(Variable APR)
    12% 24% Variable APR
Balance Transfer APR 15.24% - 24.24%
(Variable APR)
    12% 24% Variable APR
Credit Score Range 640 - 850     600 850