Who is this credit card designed for?

Discover it Chrome for Students is a credit card issued by Discover Bank, which is based in New Castle, DE, and was established in 1911.

Discover it Chrome for Students is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs?

Discover Bank charges a variable APR on new purchases that ranges from 13.99% to 22.99%. Balance transfer APRs, which are also variable, range from 13.99% to 22.99%.

Is an introductory APR offer available?

Yes, Discover it Chrome for Students offers an introductory APR rate of 10.99%.

What are the fees?

The following fees apply to Discover it Chrome for Students:

  • A late payment penalty of $37.
  • A returned payment fee of $37.
  • There are no foreign transaction fees

Is a rewards program offered?

Discover it Chrome for Students offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Restaurants

Is a signup bonus offered?

No, Discover it Chrome for Students doesn't offer a cash signup bonus.

What additional benefits are offered?

Discover it Chrome for Students provides the following benefits:

  • Free FICO score
  • Fraud liability

  • Credit Score Range
    640 - 850
  • Minimum Age
  • Customer Type
  • Grace Period / Deferred Interest
  • Late Payment Penalty
  • Minimum Interest Charge
  • Returned Payment Fee
  • No Annual Fee
  • No Foreign Transaction Fee
  • Card Type
    • Cash Back
    • Student
    • Balance Transfer
    • Rewards
  • 0% Introductory APR
  • Card Network
  • Fraud Liability
  • Free FICO Score
  • Cashback
  • Rewards Categories
    • Every Purchase
    • Gas
    • Restaurants
  • Balance Computation
    daily balance (including new transactions)
  • Purchases APR (variable)
    13.99% - 22.99%
  • Transfer Fee
  • Balance Transfer APR (variable)
    13.99% - 22.99%
  • Introductory Rate
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