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Pentagon Federal Credit Union, also known as Pentagon Federal or PenFed, is a federal credit union headquartered in Alexandria, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). PenFed is the nation's third largest federal credit union with assets of over $19B (November 2014) and approximately 1.4 million members. In addition to savings and checking accounts and loans, it also offers credit cards and other financial services.

  • Card Type
    • Student
    • Balance Transfer
    • Rewards
  • Customer Type
    Student
  • Card Network
    Visa
  • Minimum Age
    18
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $25
  • Returned Payment Fee
    $25
  • No Annual Fee
  • No Foreign Transaction Fee
  • Fraud Liability
  • Points
  • Penalty APR
    17.99%
  • Purchases APR
    9.24% - 17.99%
  • Transfer Fee
    3%
  • Balance Transfer APR
    9.24% - 17.99%
  • 0% Introductory APR
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