|Purchase APR||7.74% - 21.74%|
|Balance Transfer APR||7.74% - 21.74%|
|Credit Score Range||N/A|
Who is this credit card designed for?
Synovus Bank is a credit card issued by Synovus Bank, which is based in Columbus, GA.
It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR. Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.
What are the relevant APRs?
Synovus Bank has a variable purchase APR that ranges from 7.74% up to 21.74%.
The card has a variable balance transfer APR that ranges from 7.74% up to 21.74%.
Is an introductory APR offer available?
Yes, Synovus Bank offers an introductory APR rate of 0%.
What are the fees?
The following fees apply to Synovus Bank:
- An initial processing fee of .
- A late payment penalty of up to $35.
- There is no overlimit fee
- A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% commission. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.
Is a rewards program offered?
Synovus Bank offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
Is a signup bonus offered?
Synovus Bank doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
Synovus Bank doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Synovus Bank provides the following benefits: