Features

Who is this credit card designed for?

Wells Fargo Cash Back College Visa Card is a credit card issued by Wells Fargo Bank, which is based in San Fransisco, CA, and was established in 1852.

It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Wells Fargo Bank charges a variable APR on new purchases that ranges from 11.65% to 21.65%. Balance transfer APRs, which are also variable, range from 11.65% to 21.65%.

Is an introductory APR offer available?

Yes, Wells Fargo Cash Back College Visa Card offers an introductory APR rate of 0%.

What are the fees?

The following fees apply to Wells Fargo Cash Back College Visa Card:

  • A late payment penalty of $37.
  • A returned payment fee of $37.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% commission. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Wells Fargo Cash Back College Visa Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries

Is a signup bonus offered?

Wells Fargo Cash Back College Visa Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Wells Fargo Cash Back College Visa Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Wells Fargo Cash Back College Visa Card provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Fraud liability
    • Minimum Age
      18
    • Grace Period / Deferred Interest (Months)
      25
    • Late Payment Penalty
      $37
    • Minimum Interest Charge
      $1
    • Returned Payment Fee
      $37
    • Foreign Currency Transaction Fee
      3%
    • No Annual Fee
    • Card Type
      • Balance Transfer
      • Cash Back
      • Low Interest
      • Rewards
      • Zero Percent
    • Card Network
      Visa
    • Car Rental Insurance
    • Emergency Support
    • Extended Warranty
    • Fraud Liability
    • All Other Purchases
      1%
    • Bonus Rewards
      3x
    • Every Purchase
      3%
    • Rewards Categories
      • Every Purchase
      • Gas
      • Groceries
    • Purchases APR (variable)
      11.65% - 21.65%
    • Balance Transfer APR (variable)
      11.65% - 21.65%
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