- Cash Back
- Low APR
- Balance Transfer
Car Rental Insurance
11.65% - 21.65%
Balance Transfer APR
11.65% - 21.65%
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I've had Wells Fargo for banking for years so when I wanted to build credit, getting a credit card through them seemed like a good idea. I was approved right away with a good credit limit. If you already are banking with them, I don't see why you wouldn't get your first credit card through them.
This is a really good option for your first time credit card. I got it with a credit score that wasn't perfect, but obviously I was looking to build it. It is really easy to apply and the customer service people are pretty nice. Overall, I'd recommend it.
The customer service at Wells Fargo is unbelievable. They keep shipping my card to the wrong address, and have charged me twice for expedited shipping. No, it is your fault! I'm on the verge of just canceling it all together. It is more of a pain than anything.
I wish the cashback rewards were a little better for this card, but I can't complain too much since it is a card for first time users. If they had a higher percentage of cashback on more things, this card would be absolutely perfect. Until then, it works well enough.
I love this card because if you're responsible, you'll definitely reap the benefits. I went from no credit at all to a really good credit score in the 700's. It's super simple to keep track of and I couldn't be happier with it. Applying was easy and I'm happy with my credit limit.
I'd like it if they had more options for cash back rewards, but I do like that you can link this card to your account in case you have issues with overdrafts and fees. Overall it is a decent card since it shows you how to be responsible with money while you are in college.
I got this card as a freshman in college and have had it for over a year now. It has taught me to be responsible because once you miss a payment, it reflects on your credit score. I now feel like a responsible adult with my own bills, and this card has taught me a lot.
I applied to four other credit cards and got disapproved for all of them. I almost gave up but figured since I had another account with WF I'd try a credit card with them, too. I was approved! I'm so happy I tried because now I'm building my credit like I wanted to.
This credit card is decent enough. For a first card, it's good. But the cash back aspect only lasts a couple months, which stinks. Also, there is a minimum limit to when you can use it. When my credit gets good enough I'll probably look to get another card.
I really like that even though I have decided to pursue my career and not return to college, I was able to keep my Wells Fargo credit card. It's a decent card, and I like that you can back up your regular bank account with it for protection. I think it is a good first credit card for most people.
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