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College Ave Student Loans

in Student Loan Refinancing

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College Ave Student Loans

Unaffiliated

in Student Loan Refinancing

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Overview

Where does College Ave Student Loans do business?

College Ave Student Loans is a bank based in Wilmington, DE. It was founded in 2014 and offers student loan refinancing in 50 states (and Washington, DC).

What APRs does College Ave Student Loans offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

College Ave Student Loans offers variable rate APRs that range from 2.75% to 7.25%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 3.35% to 7.5% APR.

How much can you borrow via College Ave Student Loans?

Loan amounts start at $5,000 and go up to $250,000

Does College Ave Student Loans charge an origination fee?

No, College Ave Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does College Ave Student Loans charge prepayment fees?

No, College Ave Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does College Ave Student Loans offer?

College Ave Student Loans provides refinancing loans of 5 to 15 years.

What type of borrowers will College Ave Student Loans consider?

College Ave Student Loans considers loans applications from:

  • graduate degree holders
  • parents of graduates

What do you need to qualify for a College Ave Student Loans student loan refinance?

College Ave Student Loans doesn’t disclose its credit score minimum.

Note that borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.

What is the estimated funding time for a student loan refinance via College Ave Student Loans?

College Ave Student Loans will typically fund loans within 7 and 14 days of approval.

COLLEGE AVE STUDENT LOANS Disclosure: College Ave Student Loans products are made available through either Firstrust Bank, member FDIC, or The Middlefield Banking Company, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   Wilmington, DE 19801 USA
  •   Visit Site

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Fees
Grace Period for Late Payment (Days)
6
No Origination Fee
 
No Prepayment Fee
 
Application Fee
$0
Cosigner Optional
 
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Percentage
Variable APR
2.75% - 7.25%
    2% 10%
Dollar Amount
Loan Amount
$5K - $250K
    $1K $500K
Integer
Loan Term (Years)
5 - 15
    1 25
Percentage
Fixed APR
3.35% - 7.5%
    0% 30%

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